Condo Insurance Appraisal in Florida
866.568.7853 What Associations Need to Know in 2026 What Is a Condo Insurance Appraisal? In Florida’s dynamic real estate landscape, condo insurance appraisals are a critical tool for ensuring adequate property coverage and compliance with state laws. Whether you’re managing a high-rise in Tampa or a coastal community in Fort Lauderdale, understanding these requirements can […]
Fannie Mae Condo Reserve Requirements 2026 Florida | FPAT
Talk to an expert 866.568.7853 It is a confusing time to serve on a Florida condo board. You are likely hearing two different stories about how much money you need to save for repairs. One story comes from Florida state law, and the other comes from the new Fannie Mae condo reserve requirements 2026 Florida […]
Miami Condo Insurance Appraisals & SIRS Compliance 2026 | FPAT
Navigating Statutory Compliance 2026: The intersection of SIRS, HB 913, and your required Replacement Cost Valuations for Miami Condos. 2026 Guide to Condo & HOA Insurance Appraisals in Miami: Statutory Compliance & SIRS Managing a condominium or HOA in Miami comes with a unique set of challenges. Between volatile weather patterns, skyrocketing insurance premiums, and […]
How Often Should a Florida HOA Get a Reserve Study? A 2026 Guide
As a reserve study expert with over 20 years focused exclusively on Florida community associations at Felten Property Assessment Team (FPAT), I’ve watched too many HOAs get blindsided. Picture this: A St. Petersburg HOA gets hit by Hurricane Milton’s storm surge in 2024, then discovers their aging seawall needs $150,000 in immediate repairs. Special assessments […]
Replacement Cost Valuation Reports: A Simple Guide for Florida Condo Owners and the Best Insurance Appraisal Companies
You’re in charge of keeping your building safe and your community happy. But now, your insurance company says you need a replacement cost valuation report. You want to make sure your condo is protected from storms and floods without spending too much or making mistakes. That’s what most folks like you are after – real […]
Educational Resources for Property Managers: Understanding Reserve Studies
Introduction Property managers in Florida face a daunting task: keeping condos, HOAs, and commercial properties safe, financially stable, and compliant with regulations like the Structural Integrity Reserve Study (SIRS). From hurricanes battering Tampa’s high-rises to Miami’s saltwater corrosion, the challenges are relentless. A reserve study is your secret weapon—a financial roadmap to plan for repairs […]
How Hurricanes Affect Reserve Study Planning in Florida
Florida’s sun-soaked beaches and vibrant communities come with a significant challenge: hurricanes. As the most hurricane-prone state in the U.S., Florida faces frequent storms that threaten property and financial stability for Homeowners Associations (HOAs) and condominium associations. Reserve studies—essential planning tools for budgeting repairs and replacements of common property elements like roofs, windows, and structural […]