The Complete Guide to Florida Reserve Study Requirements for Condos and HOAs in 2025
You’re a dedicated board member of a vibrant Miami condo association, pouring your energy into keeping your community thriving—planning events, resolving resident concerns, and ensuring everything runs like clockwork. But then, an email from your insurance company lands like a thunderbolt: “Submit a current reserve study, or your coverage is at risk.” Suddenly, you’re staring […]
How Often Should a Florida HOA Get a Reserve Study? A 2025 Guide

How Often Should a Florida HOA Get a Reserve Study? A 2025 Guide As a reserve study expert with over 20 years specializing in Florida’s unique community association challenges at Felten Property Assessment Team (FPAT), I’ve seen firsthand how proactive financial planning can make or break an HOA. Imagine this: A Tampa Bay HOA faces […]
Navigating Florida’s New HB 913: Steps for Condo Boards and Managers to Stay Compliant and Stress-Free

As a board member or property manager of a Florida condo or HOA, you’re not just managing properties—you’re safeguarding your community’s safety, financial health, and compliance in a state known for its hurricanes, floods, and ever-changing regulations. What you really want is to handle demands like the new HB 913 without losing sleep, overspending, or […]
How to Find the Right Capital Reserve Study Company in Florida
Schedule Your Reserve Study Now Download Our Free Florida Guide A Simple Plan to Find and Hire the Right Capital Reserve Study Company Don’t let overwhelm win. Follow this straightforward process: Research Local Options: Search for “reserve study companies in Florida” or your city, like “reserve study company in Miami.” Compile a list serving your […]
How Tampa’s Climate Affects Your Condo Reserve Study

Request a Free Consultation Download Our Reserve Study Guide Tampa’s vibrant condo market—spanning downtown high-rises to Bayshore Boulevard’s waterfront communities—faces unique challenges: hurricanes battering roofs, aging structures needing repairs, and Florida’s strict Structural Integrity Reserve Study (SIRS) regulations demanding compliance. As a condo board member or property manager, you’re tasked with keeping your community safe, […]
HB 913 Update for 2025: How Gainesville’s Unique Weather Affects Your Condo Reserve Study Costs in Florida

As a board member or property manager for a Gainesville condo or HOA, you’re the one everyone counts on to keep the community safe, finances in check, and everything running smoothly. What you really want is to handle your state’s demand for a reserve study without the endless worry, high expenses, or missteps. Picture this: […]
HB 913 2025 Updates: Florida Weather Impacts on SIRS Reserve Costs & Compliance

As a board member or property manager of a Florida condo association, you’re not just managing a building—you’re safeguarding a community. You want to keep everything running smoothly, meet your insurance demands without drama, and ensure your property stands strong against hurricanes and regulations. But lately, the pressure’s on: Florida’s Structural Integrity Reserve Study (SIRS) […]
Why Reserve Studies Matter for Clearwater and St. Petersburg Associations

You’re a condo or HOA board member or property manager in Clearwater or St. Petersburg, carrying the weight of keeping your community safe, financially secure, and compliant with Florida’s tough regulations. You want to avoid the nightmare of surprise repair bills or angry residents, but the pressure of looming insurance demands and coastal challenges like […]
Florida Reserve Study Costs in 2025: $1,500–$15,000 Ranges, Factors & HB 913 Guide

As Floridas reserve study experts with over 20 years serving Florida’s HOAs and condominium associations, FPAT understands the financial pressures of compliance in a state prone to hurricanes and evolving regulations. In 2025, reserve study costs in Florida typically range from $1,500 to $10,000 for standard assessments, but can climb to $5,000–$15,000+ for Structural Integrity […]
Top Reserve Study Companies in Orlando: FPAT’s Expertise in SIRS Compliance & Financial Planning (2025 Guide)
As one of the leading reserve study companies in Orlando, FPAT is committed to helping condominium associations and homeowners associations (HOAs) navigate Florida’s complex reserve study and compliance requirements. At FPAT, our team of Orlando experts brings over 20 years of hands-on experience in conducting reserve studies tailored to Central Florida’s unique challenges, ensuring compliance […]
Your Trusted Guide in Florida’s Condo Chaos

Key Points HB 913, signed into law on June 22, 2025, extends the deadline for Structural Integrity Reserve Studies (SIRS) to December 31, 2025, from December 31, 2024, offering property managers more time to comply. It allows a 2-year pause in reserve fund contributions to prioritize critical repairs, providing financial flexibility. The replacement cost […]
Understanding HB 913 and How FPAT Can Help

Key Points HB 913, signed into law on June 22, 2025, extends the deadline for Structural Integrity Reserve Studies (SIRS) to December 31, 2025, from December 31, 2024, offering property managers more time to comply. It allows a 2-year pause in reserve fund contributions to prioritize critical repairs, providing financial flexibility. The replacement cost threshold […]