The Ultimate Guide to HOA Special Assessments and Unexpected Fees

Learn how to handle a special assessment HOA, avoid surprises, and protect your finances with this complete guide.
Navigating the 36-Month Florida Property Insurance Appraisal Rule

Secure your Florida condo with a compliant insurance appraisal condo Florida before the 2026 36-month deadline.
The Ultimate Guide to Community Association Reserve Studies

Discover how an association reserve study protects property values and prevents special assessments with expert guidance.
Special Assessment Examples: What They Are and How to Avoid Surprises

Learn what is a special assessment in real estate, why HOAs issue them, and how buyers can avoid costly surprises with proper due diligence.
Florida SIRS: Why a Reserve Study Expert Is the Right Choice for Your Association

Are you a condo or HOA board member or property manager in Florida? We know the immense pressure you are under. Between rising premiums and tight budgets, leading an association is no easy task. Since we are now well into 2026, the pressure to comply with Structural Integrity Reserve Study (SIRS) funding requirements—along with heightened […]
What Appraisal is Needed for a Condo in Florida? | FPAT

Talk to an expert 866.568.7853 What Appraisal is Needed for a Condo? A Florida Expert’s Guide to Insurance vs. Lending Valuations As experts in property valuation here at FPAT.com, one of the most common questions we hear from property managers and board members is: “What appraisal is needed for a condo?” The answer entirely depends […]
Condo Insurance Appraisal in Florida

866.568.7853 What Associations Need to Know in 2026 What Is a Condo Insurance Appraisal? In Florida’s dynamic real estate landscape, condo insurance appraisals are a critical tool for ensuring adequate property coverage and compliance with state laws. Whether you’re managing a high-rise in Tampa or a coastal community in Fort Lauderdale, understanding these requirements can […]
The 2026 Florida Condo Compliance Report: SIRS & Appraisals | FPAT

The Definitive 2026 Resource: Integrating your SIRS, HB 913 mandates, and required Replacement Cost Valuations statewide. The 2026 Florida Condo Compliance Report: SIRS, Appraisals & HB 913 The grace period is officially over. With the December 31, 2025 deadline for initial Structural Integrity Reserve Studies (SIRS) behind us, Florida’s condominium and cooperative boards have entered […]
The Complete Guide to Florida Reserve Study Requirements for Condos and HOAs in 2025

You’re a dedicated board member of a vibrant Miami condo association, pouring your energy into keeping your community thriving—planning events, resolving resident concerns, and ensuring everything runs like clockwork. But then, an email from your insurance company lands like a thunderbolt: “Submit a current reserve study, or your coverage is at risk.” Suddenly, you’re staring […]
Navigating Florida’s New HB 913: Steps for Condo Boards and Managers to Stay Compliant and Stress-Free

As a board member or property manager of a Florida condo or HOA, you’re not just managing properties—you’re safeguarding your community’s safety, financial health, and compliance in a state known for its hurricanes, floods, and ever-changing regulations. What you really want is to handle demands like the new HB 913 without losing sleep, overspending, or […]
How to Find the Right Capital Reserve Study Company in Florida

Schedule Your Reserve Study Now Download Our Free Florida Guide A Simple Plan to Find and Hire the Right Capital Reserve Study Company Don’t let overwhelm win. Follow this straightforward process: Research Local Options: Search for “reserve study companies in Florida” or your city, like “reserve study company in Miami.” Compile a list serving your […]
How Tampa’s Climate Affects Your Condo Reserve Study

Request a Free Consultation Download Our Reserve Study Guide Tampa’s vibrant condo market—spanning downtown high-rises to Bayshore Boulevard’s waterfront communities—faces unique challenges: hurricanes battering roofs, aging structures needing repairs, and Florida’s strict Structural Integrity Reserve Study (SIRS) regulations demanding compliance. As a condo board member or property manager, you’re tasked with keeping your community safe, […]