Florida SIRS: Why a Reserve Study Expert Is the Right Choice for Your Association
Are you a condo or HOA board member or property manager in Florida? We know the immense pressure you are under. Between rising premiums and tight budgets, leading an association is no easy task. Since we are now well into 2026, the pressure to comply with Structural Integrity Reserve Study (SIRS) funding requirements—along with heightened […]
What Appraisal is Needed for a Condo in Florida? | FPAT
Talk to an expert 866.568.7853 What Appraisal is Needed for a Condo? A Florida Expert’s Guide to Insurance vs. Lending Valuations As experts in property valuation here at FPAT.com, one of the most common questions we hear from property managers and board members is: “What appraisal is needed for a condo?” The answer entirely depends […]
Condo Insurance Appraisal in Florida
866.568.7853 What Associations Need to Know in 2026 What Is a Condo Insurance Appraisal? In Florida’s dynamic real estate landscape, condo insurance appraisals are a critical tool for ensuring adequate property coverage and compliance with state laws. Whether you’re managing a high-rise in Tampa or a coastal community in Fort Lauderdale, understanding these requirements can […]
The 2026 Florida Condo Compliance Report: SIRS & Appraisals | FPAT
The Definitive 2026 Resource: Integrating your SIRS, HB 913 mandates, and required Replacement Cost Valuations statewide. The 2026 Florida Condo Compliance Report: SIRS, Appraisals & HB 913 The grace period is officially over. With the December 31, 2025 deadline for initial Structural Integrity Reserve Studies (SIRS) behind us, Florida’s condominium and cooperative boards have entered […]
The Complete Guide to Florida Reserve Study Requirements for Condos and HOAs in 2025
You’re a dedicated board member of a vibrant Miami condo association, pouring your energy into keeping your community thriving—planning events, resolving resident concerns, and ensuring everything runs like clockwork. But then, an email from your insurance company lands like a thunderbolt: “Submit a current reserve study, or your coverage is at risk.” Suddenly, you’re staring […]
Navigating Florida’s New HB 913: Steps for Condo Boards and Managers to Stay Compliant and Stress-Free
As a board member or property manager of a Florida condo or HOA, you’re not just managing properties—you’re safeguarding your community’s safety, financial health, and compliance in a state known for its hurricanes, floods, and ever-changing regulations. What you really want is to handle demands like the new HB 913 without losing sleep, overspending, or […]
How to Find the Right Capital Reserve Study Company in Florida
Schedule Your Reserve Study Now Download Our Free Florida Guide A Simple Plan to Find and Hire the Right Capital Reserve Study Company Don’t let overwhelm win. Follow this straightforward process: Research Local Options: Search for “reserve study companies in Florida” or your city, like “reserve study company in Miami.” Compile a list serving your […]
How Tampa’s Climate Affects Your Condo Reserve Study
Request a Free Consultation Download Our Reserve Study Guide Tampa’s vibrant condo market—spanning downtown high-rises to Bayshore Boulevard’s waterfront communities—faces unique challenges: hurricanes battering roofs, aging structures needing repairs, and Florida’s strict Structural Integrity Reserve Study (SIRS) regulations demanding compliance. As a condo board member or property manager, you’re tasked with keeping your community safe, […]
HB 913 Update for 2025: How Gainesville’s Unique Weather Affects Your Condo Reserve Study Costs in Florida
As a board member or property manager for a Gainesville condo or HOA, you’re the one everyone counts on to keep the community safe, finances in check, and everything running smoothly. What you really want is to handle your state’s demand for a reserve study without the endless worry, high expenses, or missteps. Picture this: […]
Why Reserve Studies Matter for Clearwater and St. Petersburg Associations
You’re a condo or HOA board member or property manager in Clearwater or St. Petersburg, carrying the weight of keeping your community safe, financially secure, and compliant with Florida’s tough regulations. You want to avoid the nightmare of surprise repair bills or angry residents, but the pressure of looming insurance demands and coastal challenges like […]
Florida Reserve Study Costs in 2026: $1,650–$16,500 Ranges, Factors & HB 913 Guide
As Florida’s reserve study experts with over 20 years serving Florida’s HOAs and condominium associations, FPAT understands the financial pressures of compliance in a state prone to hurricanes and evolving regulations. In 2026, reserve study costs in Florida typically range from $1,650 to $11,000 for standard assessments, but can climb to $5,500–$16,500+ for Structural Integrity […]
Your Trusted Guide in Florida’s Condo Chaos
Key Points HB 913, signed into law on June 22, 2025, extends the deadline for Structural Integrity Reserve Studies (SIRS) to December 31, 2025, from December 31, 2024, offering property managers more time to comply. It allows a 2-year pause in reserve fund contributions to prioritize critical repairs, providing financial flexibility. The replacement cost […]