What Appraisal is Needed for a Condo in Florida? | FPAT

Infographic comparing market-value lending appraisals and replacement-cost insurance appraisals for a coastal Florida condominium.

Talk to an expert 866.568.7853 What Appraisal is Needed for a Condo? A Florida Expert’s Guide to Insurance vs. Lending Valuations As experts in property valuation here at FPAT.com, one of the most common questions we hear from property managers and board members is: “What appraisal is needed for a condo?” The answer entirely depends […]

The 2026 Florida Condo Compliance Report: SIRS & Appraisals | FPAT

Definitive 2026 guide and infographic for Florida condominium compliance, detailing Structural Integrity Reserve Studies (SIRS), HB 913 funding mandates, and the 36-month insurance appraisal requirement under Florida Statute 718. Produced by FPAT.

The Definitive 2026 Resource: Integrating your SIRS, HB 913 mandates, and required Replacement Cost Valuations statewide. The 2026 Florida Condo Compliance Report: SIRS, Appraisals & HB 913 The grace period is officially over. With the December 31, 2025 deadline for initial Structural Integrity Reserve Studies (SIRS) behind us, Florida’s condominium and cooperative boards have entered […]

Naples Condo Insurance Appraisals & SIRS Compliance 2026 | FPAT

Infographic by Felten Property Assessment Team (FPAT) illustrating a Naples condominium building with 2026 statutory deadlines for SIRS compliance, Replacement Cost Valuation (RCV), and the FEMA 50% Rule under Florida Statute 718.

Managing a luxury condominium or HOA along the Gulf Coast comes with an immense fiduciary duty. In Naples and throughout Collier County, the combination of intense weather events, rising insurance premiums, and the strict legislative changes following Surfside means board members cannot afford to be under-prepared. As the Lead Consultant for the Felten Property Assessment […]

Financial Planning for HOAs: The Role of Reserve Studies

Homeowners Associations (HOAs) face unique financial challenges, from maintaining community amenities toensuring long-term property value. Effective financial planning is essential to avoid unexpected costs and keepresidents satisfied. At the heart of this process lies the reserve study—a powerful tool that helps HOAs budgetfor future repairs and replacements. This guide explores how reserve studies drive financial […]