Structural Integrity Reserve Study in Miami, FL
Expert Solutions
Ensure SIRS compliance and financial stability for your Miami condo or HOA with FPAT’s expert reserve studies.
What to Expect from a FPAT Reserve Study
I can not speak highly enough of Maddy! Working in the insurance industry - she is my GO TO with inspections. Super fast, kind, friendly, efficient .. I could go on and on! Whenever I am in need of an commercial wind mitigation inspection I reach out and she replies with the info I need quicker than I can even send the email. 10 Stars if I could!
Response from the owner 17:35 05 Sep 25
Thank you for the glowing review! We’re thrilled to hear about your fantastic experience with Maddy for your commercial wind mitigation inspection needs. At FPAT, we pride ourselves on delivering fast, friendly, and efficient service, and it’s wonderful to know Maddy exemplifies this as your go-to expert in the Reserve Study and insurance industry.Her quick response times and dedication to providing top-notch inspection services are what make FPAT Florida’s trusted choice for condo and HOA reserve studies, including wind mitigation inspections that meet Florida’s strict regulations. We’re here to ensure your property is compliant, safe, and ready for any challenge—without the stress.We truly appreciate your kind words and 10-star enthusiasm! For anyone reading this, contact FPAT today for your commercial wind mitigation inspection or reserve study needs, and experience the same reliable, professional service. 
FPAT delivered on there commitments to get our HOA renewal insurance appraisal. They were professional and knowledgeable and kind and got it done early. Maddy was extremely helpful explaining what needed to be done and was so smart and nice, even re-explaining things as needed. Excellent communication and customer service.
Response from the owner 16:45 03 Sep 25
Thank you for your wonderful review! We’re thrilled to hear that Fpat.com exceeded your expectations with our professional and timely HOA Reserve Study and insurance appraisal services in Tampa. Our team, especially Maddy, takes pride in delivering clear, knowledgeable guidance to ensure your HOA meets all requirements, including Hb-913 compliance. At Fpat.com, we strive to be the top Reserve Study Company for HOAs and condos, offering expert Condo Reserve Study and SIRS assessments with excellent communication. Your kind words about our customer service mean the world! For anyone seeking a Reserve Study Near Me in Tampa, we’re here to help—contact us today or check our photo “sirs-tampa-florida-structural-inspection.jpg” to see our work in action. Thanks again for choosing Fpat.com! 
Eric Dixon has been a pleasure to deal with as part of our Association's reserve study. Patient, communicative, and helpful.
Response from the owner 16:46 03 Sep 25
Thank you for your fantastic review! We’re delighted to hear that Eric Dixon provided exceptional service during your Association’s Hoa Reserve Study in Orlando. At Fpat.com, our Reserve Study Company is committed to delivering patient, communicative, and helpful support, ensuring your HOA meets Hb-913 and SIRS requirements with ease. Whether you need a Condo Reserve Study or a comprehensive Reserve Study Near Me, our team is here to guide you. Check out our photo “reserve-study-company-orlando-professional-services.jpg” to see our process in action! Your kind words inspire us—contact Fpat.com for expert reserve study services in Orlando or beyond. Thanks for choosing us! 
I have been working with FPAT for over a decade. They are very timely and responsive to email. The insurance carries know the integrity this company holds, I have heard them say it. It's when an underwriter see's Felton's name, they don't question the document at all. That is how much trust they have in Felton Professionals.
Response from the owner 17:36 05 Sep 25
We’re deeply honored by your decade-long partnership and heartfelt review! At FPAT, we strive to deliver timely, responsive, and trustworthy service, and it’s incredibly rewarding to hear that our integrity shines through in the eyes of insurance carriers and underwriters. Knowing that Felton Professionals’ name carries such weight in the industry—especially for condo and HOA reserve studies, including Structural Integrity Reserve Studies (SIRS)—fuels our commitment to excellence. 
Madeline is AMAZING . thank you for all you do
Response from the owner 17:37 05 Sep 25
We’re thrilled to hear your enthusiasm for Madeline’s amazing work! At FPAT, we’re passionate about delivering exceptional service, and Madeline’s dedication to helping Florida condo boards and property managers with reserve studies and commercial wind mitigation inspections truly shines. Thank you for recognizing her efforts to keep your community compliant, safe, and stress-free amidst Florida’s tough regulations and insurance demands. 
Always a pleasure working with FPAT! The entire team is prompt, efficient and very knowledgeable. I will be continuing using their services for years to come!
Response from the owner 18:47 12 Sep 25
Thank you for your glowing review! We're thrilled to hear that our prompt, efficient, and knowledgeable team at FPAT has made your experience a pleasure. As Florida’s trusted experts in condo reserve studies, we’re committed to delivering top-notch service to keep your community compliant and prepared for anything—hurricanes, SIRS regulations, or insurance demands. We look forward to partnering with you for years to come! For anyone needing a reliable reserve study, contact FPAT today to ensure your property’s financial security and peace of mind. 
FPAT is great! They provide excellent service and are extremely proficient in doing the wind mitigation inspections. I highly recommend!
Response from the owner 18:47 12 Sep 25
We’re delighted to hear that FPAT’s excellent service and expertise in wind mitigation inspections have earned your high recommendation. As Florida’s go-to experts for condo reserve studies and inspections, we’re dedicated to helping board members and property managers like you stay compliant and prepared for Florida’s storms and strict regulations. Ready to secure your property’s future? Contact FPAT today for a tailored wind mitigation or reserve study solution that brings peace of mind! 
Maddy at FPAT is always quick to respond and pleasant to work with. The other representatives I've interacted with have also been nice to work with.
I worked with Josh for an inspection today. He was professional and communicative, confirming our appointment time and contact numbers in the days prior. This was efficient, convenient and effective for my schedule.
Why Choose FPAT for Your Reserve Study in Miami
Miami’s vibrant condo and HOA communities face unique challenges, from hurricanes to strict Structural Integrity Reserve Study (SIRS) regulations post-Champlain Towers South. At FPAT, we’re your trusted partner for reserve studies in Miami, FL, helping you plan for costly repairs, avoid special assessments, and meet state compliance deadlines. Our tailored solutions address Miami’s coastal corrosion, storm risks, and high property values, ensuring your property thrives. Ready to protect your investment? Request a free consultation today and discover why Miami trusts FPAT for reservestudy expertise.
Why Structural Integrity Reserve Study Matter in Miami, FL
Miami’s skyline is defined by gleaming condos and thriving HOA communities, from Brickell to South Beach. But with hurricanes, saltwater corrosion, and new SIRS requirements, managing these properties is no small task. A reserve study is your roadmap to financial stability, ensuring funds are ready for major repairs like roofs, elevators, or structural fixes. After the 2021 Champlain Towers South tragedy, Florida mandated SIRS for condos, making reserve studies a legal necessity. FPAT specializes in Miami reserve studies, offering customized plans that tackle local risks and compliance needs. Don’t let unexpected costs or penalties catch you off guard—partner with FPAT to secure your property’s future.
Your 3-Step Plan to a Secure Miami Property
01
Schedule a Consultation:
Meet with our Miami experts to discuss your property’s needs, from SIRS compliance to hurricane preparedness.
02
Get a Customized Reserve Study:
Our team conducts a thorough inspection and delivers a tailored funding plan, ensuring compliance and financial stability.
03
Implement with Confidence:
Use our clear report to fund repairs and meet regulatory deadlines, with ongoing support from FPAT.
The Importance of Reserve Studies in Miami
Miami’s coastal environment and booming real estate market make reserve studies in Miami critical for condos and HOAs. Here’s why:
- Hurricane Vulnerability: Miami faces frequent storms, damaging roofs, windows, and exteriors, requiring robust reserve funds.
- SIRS Compliance: Florida’s Structural Integrity Reserve Study (SIRS) mandates reserves for structural components in condos three stories or taller, due by December 31, 2024.
- Saltwater Corrosion: Ocean proximity accelerates concrete and rebar deterioration, increasing repair costs.
- High Property Values: Miami’s luxury market means higher replacement costs, demanding proactive funding.
- High Insurance Deductibles: Elevated insurance deductibles in Florida significantly heighten the need for precise reserve funding.
Without a reserve study, your property risks special assessments or non-compliance fines. FPAT’s Miami-focused reserve studies provide clear funding plans, ensuring financial security and peace of mind.
How FPAT Serves Miami’s Condo and HOA Communities
FPAT is Miami’s premier choice for reserve studies, delivering tailored solutions for condos and HOAs. Our strengths include:
- Local Expertise:We know Miami’s coastal challenges, building codes, and SIRS regulations inside out.
- SIRS Compliance: Our studies ensure your condo meets Florida’s structural integrity deadlines, avoiding penalties.
- Hurricane-Ready Plans: We factor in storm-related repair costs to protect your property’s financial health.
Customized Plans: We craft funding strategies for your property’s unique needs, from high-rises to gated communities.
Case Study: Palms High-Rise Secures Financial Stability with FPAT
Facing the 2024 SIRS deadline after years of waived reserve funding, a Palms high-rise condominium turned to FPAT for guidance. Our team delivered a customized 30-year reserve funding plan that eliminated the need for special assessments. The board not only met compliance requirements but also strengthened owner confidence in the building’s financial future.
FPAT’s Reserve Study Process for Miami Properties
Our five-step process ensures your Miami property gets a thorough, compliant reserve study:
- Consultation: We discuss your condo or HOA’s needs, including SIRS and hurricane preparedness.
- Site Inspection: Our experts assess components, focusing on Miami’s corrosion and storm risks.
- Analysis: We calculate funding needs using local cost data and industry-standard tools.
- Report Delivery: You receive a detailed report with a funding plan and SIRS compliance details.
- Support: We guide you through implementation and ongoing compliance.
This streamlined process delivers clarity and confidence for Miami properties.
Miami-Specific Reserve Study Services
FPAT offers tailored reserve study services for Miami’s diverse properties:
- Condo Reserve Studies: Focused on high-rises and SIRS compliance. Learn more (#condo-reserve-studies)
- HOA Reserve Studies: Supporting Miami’s gated communities with financial planning. Learn more (#hoa-reserve-studies)
- SIRS Reserve Studies: Ensuring structural integrity for older condos. Learn more (#sirs-reserve-studies)
Our Miami Reserve Study expertise ensures your property meets regulatory and financial goals. Contact us to find the right solution for your condo or HOA.
Frequently Asked Questions
1. Why do Miami properties need reserve studies?
Miami’s hurricanes, corrosion, and SIRS mandates make reserve studies essential for financial and regulatory compliance.
2. How does SIRS affect Miami condos?
Condos three stories or taller and 25–30 years old must complete a SIRS by December 31, 2024, to fund structural repairs.
3. What is the cost of a reserve study in Miami?
Costs vary by property size. Contact us for a free quote.
Miami-Specific Reserve Study Services
“With FPAT, you’ll have a compliant Florida condo reserve study, a solid financial plan, and confidence your property is safe.”
“Your community will appreciate your proactive leadership.”
Take the Next Step with FPAT in Miami
Don’t let SIRS deadlines, hurricanes, or rising costs threaten your Miami condo or HOA. FPAT’s expert reserve studies provide the clarity and funding plans you need to protect your property and comply with Florida law. As Miami’s trusted partner, we’re here to guide you every step of the way. Request a free consultation or download our free guide to start planning today. Secure your property’s future with FPAT—act now!
- SIRS requirements
- Reserve study updates
- Insurance tips
- And more
Hear From Our Clients
Expert services tailored to Florida’s unique property regulations helping you stay compliant, protected, and prepared.
Get Your Free Reserve Study Checklist
Our checklist covers everything you need to know, including:
- Understanding reserve studies
- Florida-specific requirements
- SIRS compliance tips
Getting A Proposal, How Does It Work?
All proposals are provided at no charge and can be requested from your computer, tablet or phone by completing one of our simple online forms. Once the information is received we will utilize aerial imaging software to assess your property and provide an accurate proposal. In most cases a formal proposal will be prepared and emailed to you within 24 hours. Simply click the link below, it only take 5 minutes!
Serving The Entire State Of Florida
FPAT serves Florida’s diverse property landscape, with expertise in:
We're Available To Have A Conversation
Thank you for considering our company for your property inspection needs. We’re looking forward to hearing from you and about your inspection needs. Please use below links to get in touch with us.
We're Available To Have A Conversation
Thank you for considering our company for your property inspection needs. We’re looking forward to hearing from you and about your inspection needs. Please use below links to get in touch with us.
