Condo Insurance Appraisal in Daytona Beach, FL | HOA Replacement Cost Valuations by FPAT
As Daytona Beach's experts in HOA and condo appraisals, FPAT addresses beachfront risks like hurricanes and erosion with precise replacement cost valuations compliant with Florida laws.



















Why Daytona Beach Condos and HOAs
Need Specialized Insurance Appraisals
Let’s face it—Florida’s condo regulations are intensifying the challenges, and it’s impacting you directly in Daytona Beach.
Daytona Beach’s oceanfront location heightens risks: Tropical Storms Ian and Nicole in 2022 damaged dozens of condos, leading to evacuations and collapse concerns in Volusia County. Saltwater corrosion, mold from humidity, and rising premiums (up 20-30% recently) make accurate appraisals essential under Florida Statute 718.111 (anchor text: Florida Statute 718.111). Our services ensure HB 913 and Structural Integrity Reserve Studies (SIRS) compliance, preventing underinsurance amid coastal erosion.
- Hurricane and Storm Protection: Valuations factor in Daytona’s history of events like Nicole, which affected 49+ buildings. FEMA flood zones in Daytona Beach (anchor text: FEMA flood zones in Daytona Beach) guide our assessments.
- Erosion and Seawall Risks: We account for seawall failures common in beachfront condos, per Volusia County reports.
- Local Regulations: Align with Volusia County building codes (anchor text: Volusia County building codes) for resilient structures.
Our Daytona Beach-Specific Appraisal Process

Initial Consultation
Review your Daytona property details, including erosion history.

On-Site Inspection
Assess against local hazards like saltwater damage and storm surge.

Detailed Report
Provide SIRS-compliant valuations with rebuilding cost breakdowns.
FAQ:
About Condo Appraisals in Daytona Beach
→ What is a condo insurance appraisal in Daytona Beach?
→ How do hurricanes affect HOA appraisals in Daytona Beach?
→ What Daytona Beach regulations impact condo appraisals?
→ How much does a HOA appraisal cost in Daytona Beach?
→ Why choose FPAT for Daytona Beach condo appraisals?
Learn more about our wind mitigation inspections for added protection and potential insurance savings.
Act Today – Fortify Your Daytona Condo's Future
Don’t let the next tropical storm or compliance deadline catch you off guard. Contact FPAT now to arrange your Structural Integrity Reserve Study in Daytona and restore your confidence. Hesitant to commit? Begin with our no-cost resource—download the free guide: “What is a Structural Integrity Reserve Study in Florida? A Daytona-Centric Overview” to build your knowledge and ease your concerns.
- SIRS Requirements
- Reserve Study Updates
- Insurance tips
- Insurance Appraisals
Hear From some of Our Daytona Clients
Expert services tailored to Daytona Florida’s unique property regulations helping you stay compliant, protected, and prepared.
FPAT saved our bacon with their Insurance Appraisals! As the board president for our 10-story beachfront condo in Daytona, I was panicking when our insurer demanded a SIRS report ASAP after the latest hurricane season updates. Florida’s laws are no joke, especially with our exposure to saltwater corrosion and storm surges. FPAT’s team got it—they listened to our concerns, delivered a tailored proposal in days, and handed us a comprehensive report that not only satisfied the insurance folks but also highlighted ways to beef up our reserves without hitting residents with big assessments. No more sleepless nights; we’re compliant and ready for whatever comes next. Highly recommend these local pros!
Oceanview Towers Condo Association, Daytona Beach
Verified Review
Couldn’t be happier with FPAT’s service for our Insurance Appraisals in Daytona Beach. Our HOA was philosophically frustrated—why should we puzzle through Florida Statute 718.112 solo when pros like FPAT exist? External issues like insurance demands and internal stresses over potential plumbing or electrical failures in our hurricane-prone area had us reeling. They guided us expertly: empathetic to our situation, authoritative in their inspections, and clear in their process. Proposal came quick, report was thorough and easy to implement. Now, we’re avoiding failure (no penalties or evacuations) and enjoying success—compliant, financially prepared, and respected by residents. Top-notch!
Harborfront Estates Condo Board, Daytona
Verified Review
Working with FPAT on our condo’s reserve study was a game-changer. Managing a busy HOA in Daytona Beach Shores, I felt overwhelmed by the post-Surfside SIRS requirements—our building’s over 30 years old, and the thought of inspections for foundations, balconies, and electrical systems had me stressed. FPAT stepped in like true experts, empathizing with our tight budget and tourism-season chaos. Their simple process (quick contact, fast proposal, detailed study) made it painless. Now, our finances are solid, insurance is happy, and we’ve got a plan to handle Volusia County’s flood risks. From frazzled to confident—thanks, FPAT!
Daytona Shores High-Rise HOA
Verified Review
If you’re a property manager in Daytona dealing with Florida’s condo regs, call FPAT now. Our mid-rise complex was hit with an ultimatum from our carrier: get a Structural Integrity Reserve Study or lose coverage. The internal pressure was real—worrying about hidden defects leading to emergency repairs and resident backlash. FPAT understood our philosophical gripe: why navigate this alone? Their Florida-based engineers provided authority we could trust, walking us through inspections focused on hurricane winds and erosion. The report was user-friendly, and we’re now fully funded for the future. Peace of mind achieved—5 stars!
Atlantic Breeze Condominiums, Daytona
Verified Review
FPAT turned our reserve study nightmare into a success story. As a new board member for our Daytona condo, I was drowning in the external headaches of SIRS mandates—evaluating roofs, load-bearing walls, and fire systems amid constant beach erosion threats. Internally, the fear of screwing up and facing lawsuits kept me up. FPAT met us with empathy, proving their authority with hundreds of similar Florida projects. Their plan was straightforward: we contacted them, got a custom proposal factoring in local codes, and received a rock-solid report. No more risks of non-compliance or special assessments. We’re transformed—secure and storm-ready!
Volusia Pointe Residences, Daytona Beach
Verified Review
Serving The Entire State Of Florida
FPAT serves Florida’s diverse property landscape, with expertise in:
Summary
We're Available To Have A Conversation