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Simplify Your HOA Reserve Study in Florida

Florida’s insurance and regulatory chaos doesn’t stand a chance with FPAT on your side.

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The Challenges Florida HOAs Face"

Insurance appraisals in Florida are brutal—complex laws, hurricane risks, and tricky policies make it feel like a maze with no exit. Get it wrong, and you’re overpaying premiums or underinsured when disaster hits, leaving your community exposed.

Our Simple 3-Step Plan to Protect Your Community

01
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Schedule a Consultation

Book a quick call to discuss your needs.

02
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Get a Custom Proposal

Receive a tailored plan in 24 hours.

03
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Receive Your Appraisal

Get a compliant report to secure coverage.

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Don’t Risk It—Act Now

Choose the wrong provider, and you’re non-compliant or underinsured. Skip it, and face fines, loan denials, or angry residents. With Florida’s hurricane season starting June 1, the stakes are too high to gamble.
Avoid These Risks—Contact FPAT
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A Secure, Confident Community

With FPAT, your appraisal ensures fair premiums and full coverage. Your community stays safe and financially sound—even when storms strike.

 

From Overwhelmed to In Control

  • Before: Buried in regulations, stressed, and second-guessing everything.
  • After: Confident, in control, leading a thriving community.
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Ready to Simplify Your Appraisal? Let’s Get Started.

With FPAT, your appraisal ensures fair premiums and full coverage. Your community stays safe and financially sound—even when storms strike.”

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    Florida Condo Success Stories

    Expert services tailored to Florida’s unique property regulations helping you stay compliant, protected, and prepared.

    As a condo board president in Miami, I was overwhelmed trying to navigate insurance appraisals in Florida.With SIRS compliance and Chapter 718 requirements constantly changing, we needed a partner whounderstood Florida condo compliance. FPAT delivered! Their team provided a detailed replacement costvaluation that ensured we weren’t overpaying premiums or risking underinsurance. The process was seamless,and their 20 years of experience gave us confidence. Just in time for hurricane season (June 2025), we’re nowfully protected. Highly recommend FPAT for any condo board needing an insurance appraisal in Florida!
    Suzan F
    Verified Review
    Managing multiple properties in Orlando, I’ve struggled to find a reliable company for condo insurance appraisals. FPAT changed that. Their insurance appraisals in Florida are spot-on, with detailed sketches and cost calculations that made our insurer happy. They really understand Florida condo compliance, ensuring we met all regulations without overpaying for things like underground piping. With hurricane season starting June 1, 2025, their replacement cost valuation gave us peace of mind. FPAT’s family-owned approach made the process so easy—I’ll never use anyone else!
    Erin Martinez
    Verified Review
    Highly recommend Brad and his team! They are professional and responsive and do a comprehensive analysis. They make themselves available to answer questions and ensure the client is satisfied with the product!
    Tina Garica
    Verified Review
    Our Tampa HOA was at risk of non-compliance with Florida’s condo laws, especially after recent SIRS updates. We needed an insurance appraisal in Florida fast, and FPAT delivered beyond expectations. Their replacement cost valuation was thorough, with clear explanations of what we’re responsible for insuring—no overpaying for excluded items! They helped us navigate Florida condo compliance effortlessly, and with hurricane season underway (June 2025), we’re confident our coverage is solid. FPAT’s expertise in condo insurance appraisals saved us time and money. Amazing service!
    Clay Hopkins
    Verified Review

    I had the pleasure of working with James Sheets. He was professional and knowledgeable and thoroughly explained every aspect of his report. I would highly recommend Felton Professional Adjustment.

    Larry Cabrera
    Verified Review
    Hear More Success Stories

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      • Prepare Before the Next Storm

      Serving The Entire State Of Florida

      Commercial Services

      • Insurance Appraisal and/or Wind Mitigation
      • Roof Condition Assessment
      • Reserve Study

      Residential Services

      • ​Wind Mitigation
      • Roof Condition Assessment

      ​Report Updates

      • ​Request Update of Existing Report
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      We're Available To Have A Conversation

      Thank you for considering our company for your property inspection needs. We’re looking forward to hearing from you and about your inspection needs. Please use below links to get in touch with us.
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      Call us: 866-568-7853
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