Wind Mitigation Inspection Florida: Save on Insurance & Protect Your Property
Protect your property and reduce insurance costs with FPAT's expert Florida inspections
Great company to work with on Reserve Studies and wind mitigation. Responsive and fair price.
Response from the owner 19:16 02 Dec 25
Thank you so much for the wonderful 5-star review! 🌟We’re truly grateful you chose FPAT for your Florida condo reserve study and wind mitigation inspection. It’s always a win when clients tell us we were responsive, easy to work with, and delivered fair, transparent pricing—exactly what every board member and property manager deserves when tackling insurance requirements and Florida’s tough building laws.Your feedback means the world to our team, and we’re here anytime you need an updated reserve study, SIRS report, or another wind mitigation report to keep premiums low and compliance locked in.Thanks again for trusting Florida’s condo reserve study experts!— The FPAT Team
I can’t say enough good things about my experience with FPAT. Scott was our on-site person and, not only was he knowledgeable, but super easy to work with and collaborative. Maddy, in their office, was great as well. I highly recommend them.
Response from the owner 19:20 02 Dec 25
Thank you for this incredible 5-star review—we’re absolutely thrilled to hear it! 🌟Scott and Maddy are rock stars on our team, and we love that you felt their knowledge, collaboration, and genuine care every step of the way. That’s exactly the kind of stress-free, partnership experience we want every Florida condo board and property manager to have when getting their reserve study or SIRS report done right—and on time.Your recommendation means the world to us, and we’re here whenever you need an update, a new Structural Integrity Reserve Study, or help with insurance deadlines.Thank you again for trusting FPAT—Florida’s local condo reserve study experts!— The FPAT Team(Proudly serving condo associations & HOAs across Florida with fast, accurate, and hassle-free reserve studies)
We did a reserve study and it was completed in very quickly due to the HOA's request and was a more than fair price. Will be using them again for reserve studies going forward.
Response from the owner 19:21 02 Dec 25
We love hearing that we could turn your Florida HOA reserve study around lightning-fast to meet your tight deadline, all while keeping pricing fair and transparent. That’s the FPAT promise: fast, accurate reserve studies and SIRS reports without the usual headaches or sticker shock—so you can get back to running your community with total confidence.
Thorough, thoughtful and very detailed. An awesome report for funding and planning.
Response from the owner 16:05 19 Nov 25
Thank you for your fantastic review! We're delighted our thorough, thoughtful, and detailed report was an excellent tool for your funding and planning.Florida condo boards and property managers often deal with insurance demands, SIRS requirements, and hurricane risks, leading to concerns about compliance and costs. At FPAT, we provide expert reserve studies tailored to Florida's regulations and needs.
Our condo association has worked with FPAT on a number of projects from our SIRS, wind mitigation and property evaluation. In all projects, we found FPAT to be very thorough in their analysis and reports, very professional and easy to work with. On this last point, they truly listen to your feedback and also challenge us, as the condo association, to ensure we are making the best informed decision. Kudos to FPAT and Eric Dixon, who we worked with diligently on our SIRS.
Response from the owner 16:01 19 Nov 25
Thank you for your wonderful review! We're thrilled to hear how our thorough analysis, professional approach, and collaborative style—truly listening to your feedback while challenging your condo association to make the best decisions—made a difference across your SIRS, wind mitigation, and property evaluation projects. Special thanks for the shoutout to Eric Dixon; his diligence on your SIRS is a perfect example of how we partner with Florida communities like yours.We know the overwhelm all too well: insurance bombshells demanding reserve studies, Florida's harsh weather risks like hurricanes, and strict laws such as Structural Integrity Reserve Studies (SIRS) for taller buildings. It leaves board members and property managers stressed about compliance, surprise costs, and resident safety—thinking, "This shouldn't be so hard." At FPAT, Florida's trusted local experts in reserve studies, we've guided countless HOAs through these hurdles with empathy and deep-rooted authority in the Sunshine State's regulations and challenges.
Very knowledgeable, professional and easy to work with in navigating all of the new legislative requirements.
Response from the owner 15:58 19 Nov 25
Thank you, Leo, for your kind words on November 3, 2025! We're glad our knowledgeable and professional team made navigating those new legislative requirements easier and more straightforward for you.We know how overwhelming it can feel when insurance demands and Florida's strict regulations—like Structural Integrity Reserve Studies (SIRS)—pile on the pressure, leaving condo boards and property managers stressed about compliance, surprise costs, and resident safety. At FPAT, Florida's trusted local experts in reserve studies, we've guided countless communities through these challenges, turning frustration into confidence with our deep understanding of hurricanes, HOAs, and state laws.As the go-to reserve study company in Miami, we're here for anyone searching "reserve study near me" in Miami.
FPAT was outstanding putting together our Reserve Study. Devin was great and very knowledge on how to conduct the study. We are very pleased with the report.
Response from the owner 18:54 17 Oct 25
Thank you for your review! We're delighted that FPAT provided an exceptional reserve study tailored to your requirements. Devin is grateful for the recognition of his deep knowledge in performing the reserve study—comments like yours inspire us to uphold top-tier quality in all our reports. We truly value your confidence in us and are eager to support any upcoming reserve study revisions or additional needs. Feel free to get in touch anytime!1.3s
FPAT delivered a comprehensive traditional reserve fund and SIRS studies that were clear to understand and easy to follow with relevant maintenance projects. Both reports were done on time with minimal revisions that were promptly completed.
Response from the owner 17:48 15 Oct 25
We’re thrilled to hear about your positive experience with FPAT’s traditional reserve fund and Structural Integrity Reserve Study (SIRS) services! Our team is dedicated to delivering clear, comprehensive, and easy-to-follow reports tailored to meet the unique needs of Florida condo and HOA boards. We understand the stress of navigating insurance requirements and Florida’s strict regulations, so we’re proud to have provided you with timely reports and prompt revisions to ensure your peace of mind.At FPAT, we specialize in helping property managers and board members like you stay compliant and prepared for Florida’s challenges, from hurricanes to SIRS mandates. Your feedback highlights our commitment to excellence and reinforces why we’re Florida’s trusted experts in condo reserve studies.Ready to take the stress out of your next reserve study? Contact FPAT today for a tailored proposal or download our free guide, Understanding Florida’s Reserve Study Requirements, to stay ahead of compliance demands.
I have used FPAT for both reserve studies and insurance appraisals. Their staff is professional, responsive and knowledgeable. The reports they produce are comprehensive and easy to understand.
Response from the owner 17:50 15 Oct 25
We’re delighted to hear about your great experience with FPAT’s reserve studies and insurance appraisals! At FPAT, our professional and knowledgeable team is committed to delivering comprehensive, easy-to-understand reports that help Florida condo and HOA board members like you navigate complex requirements with confidence. We know how overwhelming insurance demands and Florida’s regulations can feel, and we’re here to make the process seamless and stress-free.Your trust in us for both reserve studies and insurance appraisals means the world. As Florida’s trusted experts, we’re dedicated to providing responsive service and tailored solutions to keep your community compliant and prepared for any challenge, from hurricanes to SIRS mandates.
I can not speak highly enough of Maddy! Working in the insurance industry - she is my GO TO with inspections. Super fast, kind, friendly, efficient .. I could go on and on! Whenever I am in need of an commercial wind mitigation inspection I reach out and she replies with the info I need quicker than I can even send the email. 10 Stars if I could!
Response from the owner 17:35 05 Sep 25
Thank you for the glowing review! We’re thrilled to hear about your fantastic experience with Maddy for your commercial wind mitigation inspection needs. At FPAT, we pride ourselves on delivering fast, friendly, and efficient service, and it’s wonderful to know Maddy exemplifies this as your go-to expert in the Reserve Study and insurance industry.Her quick response times and dedication to providing top-notch inspection services are what make FPAT Florida’s trusted choice for condo and HOA reserve studies, including wind mitigation inspections that meet Florida’s strict regulations. We’re here to ensure your property is compliant, safe, and ready for any challenge—without the stress.We truly appreciate your kind words and 10-star enthusiasm! For anyone reading this, contact FPAT today for your commercial wind mitigation inspection or reserve study needs, and experience the same reliable, professional service.
FPAT delivered on there commitments to get our HOA renewal insurance appraisal. They were professional and knowledgeable and kind and got it done early. Maddy was extremely helpful explaining what needed to be done and was so smart and nice, even re-explaining things as needed. Excellent communication and customer service.
Response from the owner 16:45 03 Sep 25
Thank you for your wonderful review! We’re thrilled to hear that Fpat.com exceeded your expectations with our professional and timely HOA Reserve Study and insurance appraisal services in Tampa. Our team, especially Maddy, takes pride in delivering clear, knowledgeable guidance to ensure your HOA meets all requirements, including Hb-913 compliance. At Fpat.com, we strive to be the top Reserve Study Company for HOAs and condos, offering expert Condo Reserve Study and SIRS assessments with excellent communication. Your kind words about our customer service mean the world! For anyone seeking a Reserve Study Near Me in Tampa, we’re here to help—contact us today or check our photo “sirs-tampa-florida-structural-inspection.jpg” to see our work in action. Thanks again for choosing Fpat.com!
Eric Dixon has been a pleasure to deal with as part of our Association's reserve study. Patient, communicative, and helpful.
Response from the owner 16:46 03 Sep 25
Thank you for your fantastic review! We’re delighted to hear that Eric Dixon provided exceptional service during your Association’s Hoa Reserve Study in Orlando. At Fpat.com, our Reserve Study Company is committed to delivering patient, communicative, and helpful support, ensuring your HOA meets Hb-913 and SIRS requirements with ease. Whether you need a Condo Reserve Study or a comprehensive Reserve Study Near Me, our team is here to guide you. Check out our photo “reserve-study-company-orlando-professional-services.jpg” to see our process in action! Your kind words inspire us—contact Fpat.com for expert reserve study services in Orlando or beyond. Thanks for choosing us!
I have been working with FPAT for over a decade. They are very timely and responsive to email. The insurance carries know the integrity this company holds, I have heard them say it. It's when an underwriter see's Felton's name, they don't question the document at all. That is how much trust they have in Felton Professionals.
Response from the owner 17:36 05 Sep 25
We’re deeply honored by your decade-long partnership and heartfelt review! At FPAT, we strive to deliver timely, responsive, and trustworthy service, and it’s incredibly rewarding to hear that our integrity shines through in the eyes of insurance carriers and underwriters. Knowing that Felton Professionals’ name carries such weight in the industry—especially for condo and HOA reserve studies, including Structural Integrity Reserve Studies (SIRS)—fuels our commitment to excellence.
Madeline is AMAZING . thank you for all you do
Response from the owner 17:37 05 Sep 25
We’re thrilled to hear your enthusiasm for Madeline’s amazing work! At FPAT, we’re passionate about delivering exceptional service, and Madeline’s dedication to helping Florida condo boards and property managers with reserve studies and commercial wind mitigation inspections truly shines. Thank you for recognizing her efforts to keep your community compliant, safe, and stress-free amidst Florida’s tough regulations and insurance demands.
Always a pleasure working with FPAT! The entire team is prompt, efficient and very knowledgeable. I will be continuing using their services for years to come!
Response from the owner 18:47 12 Sep 25
Thank you for your glowing review! We're thrilled to hear that our prompt, efficient, and knowledgeable team at FPAT has made your experience a pleasure. As Florida’s trusted experts in condo reserve studies, we’re committed to delivering top-notch service to keep your community compliant and prepared for anything—hurricanes, SIRS regulations, or insurance demands. We look forward to partnering with you for years to come! For anyone needing a reliable reserve study, contact FPAT today to ensure your property’s financial security and peace of mind.
FPAT is great! They provide excellent service and are extremely proficient in doing the wind mitigation inspections. I highly recommend!
Response from the owner 18:47 12 Sep 25
We’re delighted to hear that FPAT’s excellent service and expertise in wind mitigation inspections have earned your high recommendation. As Florida’s go-to experts for condo reserve studies and inspections, we’re dedicated to helping board members and property managers like you stay compliant and prepared for Florida’s storms and strict regulations. Ready to secure your property’s future? Contact FPAT today for a tailored wind mitigation or reserve study solution that brings peace of mind!
Maddy at FPAT is always quick to respond and pleasant to work with. The other representatives I've interacted with have also been nice to work with.
I worked with Josh for an inspection today. He was professional and communicative, confirming our appointment time and contact numbers in the days prior. This was efficient, convenient and effective for my schedule.
Wind Mitigation Inspection Florida:
Expert Assessments to Safeguard Your Property and Slash Insurance Costs
Protect your Florida property from hurricanes and unlock significant insurance discounts with a professional wind mitigation inspection from FPAT.
Our Simple 3-Step Plan
01
Get a Custom Proposal
Receive a tailored quote in 24 hours.
02
Schedule Your On-Site Inspection
Meet with an FPAT Expert to assess your property needs
03
Implement with Confidence
Team up with us to secure your community.
Introduction to Wind Mitigation Inspections in Florida
n the heart of hurricane-prone Florida, a wind mitigation inspection is your first line of defense against devastating storms. Also known as a windstorm mitigation inspection or hurricane mitigation inspection, this evaluation assesses your property’s structural features designed to resist high winds, such as roof-to-wall attachments, impact-resistant windows, and reinforced garage doors. By documenting these elements on the official Uniform Mitigation Verification Inspection Form (OIR-B1-1802), you can qualify for substantial insurance premium reductions.
At FPAT, our certified inspectors help homeowners, condo associations, and commercial property owners across the state identify and verify these protective measures. Whether you’re in a coastal high-velocity hurricane zone or inland, understanding what is a wind mitigation inspection can mean the difference between vulnerability and resilience. For more on our comprehensive services, explore our Services Overview.
Key Benefits of a Wind Mitigation Inspection
Investing in a wind mitigation inspection Florida offers more than just peace of mind—it’s a smart financial move. Florida homeowners can save up to 50% or more on windstorm insurance premiums by proving their property meets or exceeds mitigation standards. These discounts are mandated by Florida law and applied through carriers like Citizens Property Insurance Corporation.
Beyond savings, benefits include:
- Enhanced Property Safety: Identify upgrades that comply with the Florida Building Code, reducing damage risks during events like Hurricane Ian.
- Increased Home Value: A positive wind mitigation report appeals to buyers in storm-vulnerable areas.
- Access to Incentives: Qualify for programs like My Safe Florida Home, which provides free inspections and grants up to $10,000 for mitigation improvements in 2025.
- Insurance Compliance: Many policies require a wind mitigation inspection near me for renewal or new coverage.
For bundled assessments, consider combining with our Insurance Appraisals to maximize value.
The Wind Mitigation Inspection Process and Cost
Wondering about the wind mitigation inspection cost and how it works? FPAT makes it straightforward and affordable.
Step-by-Step Process:
Scheduling: Contact us via our Wind Mitigation Request Form or call our team.
On-Site Evaluation: Our inspector examines key features like roof geometry (e.g., hip vs. gable), shutter types, and bracing—typically taking 30-60 minutes.
Documentation: We complete Form OIR-B1-1802 with photos and evidence.
Report Delivery: Receive your wind mitigation report within 24-48 hours, ready for your insurer.
Recommendations: Optional upgrade suggestions to boost credits.
The average wind mitigation inspection cost in Florida ranges from $100 to $300, depending on property size and location. At FPAT, we offer competitive pricing starting at $150 for standard homes, with discounts for associations. For 2025, eligible homeowners may access free inspections through the My Safe Florida Home program, funded with $280 million for the fiscal year.
Feature | Description | Potential Insurance Credit |
|---|---|---|
Roof Shape | Hip roof vs. flat or gable | Up to 20% |
Shutters | Impact-resistant or Miami-Dade approved | Up to 30% |
Roof-to-Wall Attachments | Clips, straps, or wraps | Up to 15% |
Opening Protections | Windows and doors | Up to 10% |
Learn more in our blog: Top Wind Mitigation Features That Save You Money on Insurance.
Imagine the Peace of Mind
“With FPAT, you’ll have a compliant Florida condo reserve study, a solid financial plan, and confidence your property is safe.”
“Your community will appreciate your proactive leadership.”
Get Your Free Florida Compliance Checklist
Our checklist covers
- SIRS requirements
- Reserve study updates
- Insurance tips
- And more
Hear From Our Clients
Expert services tailored to Florida’s unique property regulations helping you stay compliant, protected, and prepared.
The Wind Mitigation Inspection Process and Cost
With decades of experience in Florida’s property landscape, FPAT delivers:
- Tailored Assessments: We analyze your property’s unique risks, from coastal corrosion to hurricane exposure.
- SIRS Expertise: Our certified team ensures compliance with Florida’s SIRS requirements.
- Clear Reporting: Receive detailed, actionable reports with cost projections and funding strategies.
- Ongoing Support: We guide your board through implementation, simplifying compliance.
Based in Safety Harbor, our team understands Florida’s challenges intimately, providing solutions that safeguard your property and community.
Getting A Proposal, How Does It Work?
All proposals are provided at no charge and can be requested from your computer, tablet or phone by completing one of our simple online forms. Once the information is received we will utilize aerial imaging software to assess your property and provide an accurate proposal. In most cases a formal proposal will be prepared and emailed to you within 24 hours. Simply click the link below, it only take 5 minutes!
Wind Mitigation Inspections Across Florida’s Major Cities
Florida’s diverse regions face unique wind risks, from Miami’s Category 5 threats to Orlando’s inland gusts. FPAT serves all major cities with localized expertise. Here’s a quick overview:
Serving The Entire State Of Florida
Commercial Services
- Jacksonville
- Hialeah
- Tallahassee
- Fort Lauderdale
- Port St. Lucie
- Cape Coral
- Gainesville
- St Petersburg
- Pembroke Pines
- Daytona Beach
- Lakeland
- Miramar
- Boca Raton
- Coral Springs
Searching for a wind mitigation inspection near me? Our statewide network ensures prompt service.
Frequently Asked Questions About Wind Mitigation Inspections
As a Florida condo board member or property manager, you’re facing rising insurance costs and hurricane risks. A wind mitigation inspection can help you save on premiums and ensure your property is storm-ready. Here, we answer key questions about wind mitigation inspections to guide you confidently. Need more details? Contact us for a free consultation.
What is a wind mitigation inspection?
A wind mitigation inspection is a certified assessment of your property’s wind-resistant features, such as roof geometry, storm shutters, and impact-resistant windows, conducted using Florida’s Uniform Mitigation Verification Inspection Form (OIR-B1-1802). It qualifies your property for insurance premium discounts by demonstrating its ability to withstand hurricanes. FPAT’s experts ensure thorough inspections, helping you maximize savings and comply with state standards. See our full guide: What is a Wind Mitigation Inspection?
How much does a wind mitigation inspection cost?
A wind mitigation inspection typically costs $100–$300 in Florida, depending on property size and complexity. In 2025, qualifying homes may receive free inspections through the My Safe Florida Home program, saving you upfront costs. The insurance discounts often offset the expense quickly. FPAT offers competitive pricing and fast delivery of detailed reports to help you save. Learn more: Wind Mitigation Inspection Cost in Florida.
What does a wind mitigation report include?
A wind mitigation report details findings on seven key areas, including roof covering, roof-to-wall connections, and opening protections, with photos and documentation for insurers. It’s completed using Form OIR-B1-1802 to ensure compliance and maximize your premium discounts. FPAT provides clear, actionable reports to support your insurance claims. View a sample: Wind Mitigation Report: Sample & What to Expect.
Is a hurricane mitigation inspection the same?
Yes, a hurricane mitigation inspection is synonymous with a wind mitigation inspection in Florida. Both assess wind-resistant features to qualify for insurance discounts and enhance storm preparedness. FPAT’s inspections meet all state requirements, ensuring your property is ready for hurricane season. Learn more: Hurricane Mitigation Inspection Florida Guide.
How often do I need a wind mitigation inspection?
In Florida, wind mitigation inspections are typically required every 5 years or after major renovations, as per insurer guidelines. This ensures your property’s wind-resistant features are up-to-date for continued premium discounts and storm readiness. FPAT helps you stay compliant with timely, expert inspections tailored to your needs.
Ready to Secure Your Florida Property?
Don’t wait for the next storm—get your wind mitigation inspection today and start saving. FPAT’s experts are here to help.
Request Your Wind Mitigation Proposal
For additional resources, check external guides like the My Safe Florida Home Program or Citizens Wind Mitigation Inspections.
We're Available To Have A Conversation
Thank you for considering our company for your property inspection needs. We’re looking forward to hearing from you and about your inspection needs. Please use below links to get in touch with us.
