The Complete Guide to Florida Reserve Study Requirements for Condos and HOAs in 2025
You’re a dedicated board member of a vibrant Miami condo association, pouring your energy into keeping your community thriving—planning events, resolving resident concerns, and ensuring everything runs like clockwork. But then, an email from your insurance company lands like a thunderbolt: “Submit a current reserve study, or your coverage is at risk.” Suddenly, you’re staring […]
Navigating Florida’s New HB 913: Steps for Condo Boards and Managers to Stay Compliant and Stress-Free
As a board member or property manager of a Florida condo or HOA, you’re not just managing properties—you’re safeguarding your community’s safety, financial health, and compliance in a state known for its hurricanes, floods, and ever-changing regulations. What you really want is to handle demands like the new HB 913 without losing sleep, overspending, or […]
How to Find the Right Capital Reserve Study Company in Florida
Schedule Your Reserve Study Now Download Our Free Florida Guide A Simple Plan to Find and Hire the Right Capital Reserve Study Company Don’t let overwhelm win. Follow this straightforward process: Research Local Options: Search for “reserve study companies in Florida” or your city, like “reserve study company in Miami.” Compile a list serving your […]
How Tampa’s Climate Affects Your Condo Reserve Study
Request a Free Consultation Download Our Reserve Study Guide Tampa’s vibrant condo market—spanning downtown high-rises to Bayshore Boulevard’s waterfront communities—faces unique challenges: hurricanes battering roofs, aging structures needing repairs, and Florida’s strict Structural Integrity Reserve Study (SIRS) regulations demanding compliance. As a condo board member or property manager, you’re tasked with keeping your community safe, […]
HB 913 Update for 2025: How Gainesville’s Unique Weather Affects Your Condo Reserve Study Costs in Florida
As a board member or property manager for a Gainesville condo or HOA, you’re the one everyone counts on to keep the community safe, finances in check, and everything running smoothly. What you really want is to handle your state’s demand for a reserve study without the endless worry, high expenses, or missteps. Picture this: […]
Why Reserve Studies Matter for Clearwater and St. Petersburg Associations
You’re a condo or HOA board member or property manager in Clearwater or St. Petersburg, carrying the weight of keeping your community safe, financially secure, and compliant with Florida’s tough regulations. You want to avoid the nightmare of surprise repair bills or angry residents, but the pressure of looming insurance demands and coastal challenges like […]
Florida Reserve Study Costs in 2025: $1,500–$15,000 Ranges, Factors & HB 913 Guide
As Floridas reserve study experts with over 20 years serving Florida’s HOAs and condominium associations, FPAT understands the financial pressures of compliance in a state prone to hurricanes and evolving regulations. In 2025, reserve study costs in Florida typically range from $1,500 to $10,000 for standard assessments, but can climb to $5,000–$15,000+ for Structural Integrity […]
Your Trusted Guide in Florida’s Condo Chaos
Key Points HB 913, signed into law on June 22, 2025, extends the deadline for Structural Integrity Reserve Studies (SIRS) to December 31, 2025, from December 31, 2024, offering property managers more time to comply. It allows a 2-year pause in reserve fund contributions to prioritize critical repairs, providing financial flexibility. The replacement cost […]
Understanding HB 913 and How FPAT Can Help
Key Points HB 913, signed into law on June 22, 2025, extends the deadline for Structural Integrity Reserve Studies (SIRS) to December 31, 2025, from December 31, 2024, offering property managers more time to comply. It allows a 2-year pause in reserve fund contributions to prioritize critical repairs, providing financial flexibility. The replacement cost threshold […]
Difference Between Traditional & SIRS Reserve Studies
Reserve studies are vital for Homeowners Associations (HOAs) and condo associations to plan for future repairs. In Florida, the Structural Integrity Reserve Study (SIRS) was introduced after the 2021 Surfside collapse to ensure building safety. This guide clarifies the differences between traditional and SIRS reserve studies, helping you decide when to use each. What is […]
Educational Resources for Property Managers: Understanding Reserve Studies
Introduction Property managers in Florida face a daunting task: keeping condos, HOAs, and commercial properties safe, financially stable, and compliant with regulations like the Structural Integrity Reserve Study (SIRS). From hurricanes battering Tampa’s high-rises to Miami’s saltwater corrosion, the challenges are relentless. A reserve study is your secret weapon—a financial roadmap to plan for repairs […]
How Miami and Fort Lauderdale’s Climate Affects Your Condo Reserve Study
Miami and Fort Lauderdale’s thriving condo markets—from Miami’s Brickell skyline to Fort Lauderdale’s beachfront towers—face intense challenges: hurricanes threatening structural integrity, corrosive saltwater accelerating wear, and Florida’s stringent Structural Integrity Reserve Study (SIRS) requirements demanding compliance. As a condo board member or property manager in South Florida, you’re responsible for ensuring your community remains safe, […]