Reserve Study Companies in Gainesville
FPAT – Florida’s Trusted
Experts

Are you a Gainesville condo board member or property manager feeling the heat from insurance demands for a reserve study? You're the hero of your community, keeping everything safe, compliant, and financially sound. What you really want is to get this done without the stress, high costs, or mistakes—securing peace of mind against Florida's hurricanes, floods, and strict regulations.

FPAT place picture
5.0
Based on 25 reviews
powered by Google
Josh Collens profile pictureJosh Collens
16:49 17 Oct 25
FPAT was outstanding putting together our Reserve Study. Devin was great and very knowledge on how to conduct the study. We are very pleased with the report.
Response from the owner 18:54 17 Oct 25
Thank you for your review! We're delighted that FPAT provided an exceptional reserve study tailored to your requirements. Devin is grateful for the recognition of his deep knowledge in performing the reserve study—comments like yours inspire us to uphold top-tier quality in all our reports. We truly value your confidence in us and are eager to support any upcoming reserve study revisions or additional needs. Feel free to get in touch anytime!1.3s
Woody Kazimierski profile pictureWoody Kazimierski
19:41 13 Oct 25
FPAT delivered a comprehensive traditional reserve fund and SIRS studies that were clear to understand and easy to follow with relevant maintenance projects. Both reports were done on time with minimal revisions that were promptly completed.
Response from the owner 17:48 15 Oct 25
We’re thrilled to hear about your positive experience with FPAT’s traditional reserve fund and Structural Integrity Reserve Study (SIRS) services! Our team is dedicated to delivering clear, comprehensive, and easy-to-follow reports tailored to meet the unique needs of Florida condo and HOA boards. We understand the stress of navigating insurance requirements and Florida’s strict regulations, so we’re proud to have provided you with timely reports and prompt revisions to ensure your peace of mind.At FPAT, we specialize in helping property managers and board members like you stay compliant and prepared for Florida’s challenges, from hurricanes to SIRS mandates. Your feedback highlights our commitment to excellence and reinforces why we’re Florida’s trusted experts in condo reserve studies.Ready to take the stress out of your next reserve study? Contact FPAT today for a tailored proposal or download our free guide, Understanding Florida’s Reserve Study Requirements, to stay ahead of compliance demands.
Kerry Wells profile pictureKerry Wells
18:10 13 Oct 25
I have used FPAT for both reserve studies and insurance appraisals. Their staff is professional, responsive and knowledgeable. The reports they produce are comprehensive and easy to understand.
Response from the owner 17:50 15 Oct 25
We’re delighted to hear about your great experience with FPAT’s reserve studies and insurance appraisals! At FPAT, our professional and knowledgeable team is committed to delivering comprehensive, easy-to-understand reports that help Florida condo and HOA board members like you navigate complex requirements with confidence. We know how overwhelming insurance demands and Florida’s regulations can feel, and we’re here to make the process seamless and stress-free.Your trust in us for both reserve studies and insurance appraisals means the world. As Florida’s trusted experts, we’re dedicated to providing responsive service and tailored solutions to keep your community compliant and prepared for any challenge, from hurricanes to SIRS mandates.
Kristen Pileggi profile pictureKristen Pileggi
19:15 03 Sep 25
I can not speak highly enough of Maddy! Working in the insurance industry - she is my GO TO with inspections. Super fast, kind, friendly, efficient .. I could go on and on! Whenever I am in need of an commercial wind mitigation inspection I reach out and she replies with the info I need quicker than I can even send the email. 10 Stars if I could!
Response from the owner 17:35 05 Sep 25
Thank you for the glowing review! We’re thrilled to hear about your fantastic experience with Maddy for your commercial wind mitigation inspection needs. At FPAT, we pride ourselves on delivering fast, friendly, and efficient service, and it’s wonderful to know Maddy exemplifies this as your go-to expert in the Reserve Study and insurance industry.Her quick response times and dedication to providing top-notch inspection services are what make FPAT Florida’s trusted choice for condo and HOA reserve studies, including wind mitigation inspections that meet Florida’s strict regulations. We’re here to ensure your property is compliant, safe, and ready for any challenge—without the stress.We truly appreciate your kind words and 10-star enthusiasm! For anyone reading this, contact FPAT today for your commercial wind mitigation inspection or reserve study needs, and experience the same reliable, professional service.
Lisa Cook profile pictureLisa Cook
14:06 16 Apr 25
FPAT delivered on there commitments to get our HOA renewal insurance appraisal. They were professional and knowledgeable and kind and got it done early. Maddy was extremely helpful explaining what needed to be done and was so smart and nice, even re-explaining things as needed. Excellent communication and customer service.
Response from the owner 16:45 03 Sep 25
Thank you for your wonderful review! We’re thrilled to hear that Fpat.com exceeded your expectations with our professional and timely HOA Reserve Study and insurance appraisal services in Tampa. Our team, especially Maddy, takes pride in delivering clear, knowledgeable guidance to ensure your HOA meets all requirements, including Hb-913 compliance. At Fpat.com, we strive to be the top Reserve Study Company for HOAs and condos, offering expert Condo Reserve Study and SIRS assessments with excellent communication. Your kind words about our customer service mean the world! For anyone seeking a Reserve Study Near Me in Tampa, we’re here to help—contact us today or check our photo “sirs-tampa-florida-structural-inspection.jpg” to see our work in action. Thanks again for choosing Fpat.com!
Tim Copp profile pictureTim Copp
01:40 14 Apr 25
Eric Dixon has been a pleasure to deal with as part of our Association's reserve study. Patient, communicative, and helpful.
Response from the owner 16:46 03 Sep 25
Thank you for your fantastic review! We’re delighted to hear that Eric Dixon provided exceptional service during your Association’s Hoa Reserve Study in Orlando. At Fpat.com, our Reserve Study Company is committed to delivering patient, communicative, and helpful support, ensuring your HOA meets Hb-913 and SIRS requirements with ease. Whether you need a Condo Reserve Study or a comprehensive Reserve Study Near Me, our team is here to guide you. Check out our photo “reserve-study-company-orlando-professional-services.jpg” to see our process in action! Your kind words inspire us—contact Fpat.com for expert reserve study services in Orlando or beyond. Thanks for choosing us!
Cindy Patrick profile pictureCindy Patrick
20:26 17 Feb 25
I have been working with FPAT for over a decade. They are very timely and responsive to email. The insurance carries know the integrity this company holds, I have heard them say it. It's when an underwriter see's Felton's name, they don't question the document at all. That is how much trust they have in Felton Professionals.
Response from the owner 17:36 05 Sep 25
We’re deeply honored by your decade-long partnership and heartfelt review! At FPAT, we strive to deliver timely, responsive, and trustworthy service, and it’s incredibly rewarding to hear that our integrity shines through in the eyes of insurance carriers and underwriters. Knowing that Felton Professionals’ name carries such weight in the industry—especially for condo and HOA reserve studies, including Structural Integrity Reserve Studies (SIRS)—fuels our commitment to excellence.
Wendy profile pictureWendy
18:16 11 Feb 25
Madeline is AMAZING . thank you for all you do
Response from the owner 17:37 05 Sep 25
We’re thrilled to hear your enthusiasm for Madeline’s amazing work! At FPAT, we’re passionate about delivering exceptional service, and Madeline’s dedication to helping Florida condo boards and property managers with reserve studies and commercial wind mitigation inspections truly shines. Thank you for recognizing her efforts to keep your community compliant, safe, and stress-free amidst Florida’s tough regulations and insurance demands.
Lora profile pictureLora
17:57 07 Feb 25
Always a pleasure working with FPAT! The entire team is prompt, efficient and very knowledgeable. I will be continuing using their services for years to come!
Response from the owner 18:47 12 Sep 25
Thank you for your glowing review! We're thrilled to hear that our prompt, efficient, and knowledgeable team at FPAT has made your experience a pleasure. As Florida’s trusted experts in condo reserve studies, we’re committed to delivering top-notch service to keep your community compliant and prepared for anything—hurricanes, SIRS regulations, or insurance demands. We look forward to partnering with you for years to come! For anyone needing a reliable reserve study, contact FPAT today to ensure your property’s financial security and peace of mind.
Anastasia Coombs profile pictureAnastasia Coombs
16:00 05 Feb 25
Jacqueline D-W profile pictureJacqueline D-W
15:57 31 Jan 25
FPAT is great! They provide excellent service and are extremely proficient in doing the wind mitigation inspections. I highly recommend!
Response from the owner 18:47 12 Sep 25
We’re delighted to hear that FPAT’s excellent service and expertise in wind mitigation inspections have earned your high recommendation. As Florida’s go-to experts for condo reserve studies and inspections, we’re dedicated to helping board members and property managers like you stay compliant and prepared for Florida’s storms and strict regulations. Ready to secure your property’s future? Contact FPAT today for a tailored wind mitigation or reserve study solution that brings peace of mind!
Jennifer Welton profile pictureJennifer Welton
01:26 30 Jan 25
Maddy at FPAT is always quick to respond and pleasant to work with. The other representatives I've interacted with have also been nice to work with.
Chuck Connell profile pictureChuck Connell
21:26 29 Jan 25
I worked with Josh for an inspection today. He was professional and communicative, confirming our appointment time and contact numbers in the days prior. This was efficient, convenient and effective for my schedule.
Structural integrity reserve study on Tampa high-rise condo
HB 913 Florida reserve study report by FPAT
Safety Harbor condo for HB 913 compliance

The Problems Plaguing Gainesville Condo Heroes Like You

Every dedicated leader faces challenges, and yours seem relentless.

Your insurance company hits you with an urgent demand: “Submit a reserve study now, or risk losing coverage.” This isn’t simple paperwork—it’s compounded by Florida’s unpredictable weather (hurricanes, heavy rains, and flooding in Gainesville) and laws like the SIRS requirement, demanding detailed inspections of roofs, foundations, elevators, and more.

Inside, you’re overwhelmed and anxious. “Where do I even begin? What if I choose the wrong provider and end up with inaccurate funding projections, leading to budget disasters or resident complaints?” The fear of hidden repair costs or appearing unprepared eats at you.

It just isn’t right. Why should dedicated leaders like you navigate Florida’s complex regulations and financial uncertainties alone? You deserve expert support that makes compliance straightforward and stress-free.

For deeper insights, read our blog: Florida’s Reserve Study Laws: What Gainesville Condos Need to Know.

Our Simple 3-Step Plan

01
Group 142

Initial consultation

Give us a shout—phone, email, or form—and tell us what's keeping you up at night about your Gainesville property.

02
Group 143

Schedule Your On-Site Inspection

In 3-5 days, we'll deliver a custom plan built for your building, Florida's SIRS laws, and local threats like flooding from nearby rivers.

03
Group 144

Implement with Confidence

We'll handle the inspections, analysis, and reporting, giving you a rock-solid document that satisfies insurance and regulations.

Understanding SIRS and HB 913

Structural Integrity Reserve Studies (SIRS) are mandatory in Florida for condominium buildings three stories or higher, focusing on critical structural elements to ensure safety. House Bill 913, effective July 1, 2025, extends the initial SIRS deadline to December 31, 2025, and allows associations to pause reserve contributions under specific conditions. FPAT provides expert guidance to help Gainesville associations comply with these regulations while managing costs effectively.
report Reserve study report Florida
Smiling man holding reserve study report on Florida balcony with pool, palm trees, and ocean view

Local Guide for Reserve Studies in Gainesville

We get it—the stress from insurance curveballs and Florida’s laws can feel crushing. We’ve been there with board members and property managers just like you, and we’re here to take the weight off your shoulders.

We’re not some out-of-state firm. FPAT is Florida’s trusted expert in condo reserve studies, helping countless Gainesville communities with traditional reserve studies and SIRS reports. We factor in local risks like Alachua County’s humidity and storm damage, all while understanding HOA dynamics right here in the Sunshine State.

For more on Florida’s condo laws, visit the Florida Department of Business and Professional Regulation.

Frequently Asked Questions: Reserve Studies for Gainesville Condos

As a Gainesville condo board member or property manager, you're the hero keeping your community safe amid Florida's hurricanes and floods. We know the pressure from insurance demands and regulations like the Structural Integrity Reserve Study (SIRS) can feel overwhelming. At FPAT, we're your local guide, here to simplify things and give you peace of mind. Below, we've answered common questions to help you navigate this—without the stress.

What is a reserve study?

A reserve study is your financial roadmap for the future. It helps Gainesville condominium associations like yours plan and budget for repairing or replacing common elements—think roofs battered by Alachua County storms, elevators, or foundations. Instead of surprise costs hitting your residents hard, it ensures you're prepared, compliant, and confident.

Who needs a SIRS in Gainesville?

If you're managing a condominium association in Gainesville with buildings three stories or higher, Florida law requires you to conduct a Structural Integrity Reserve Study (SIRS). This isn't optional—it's your shield against the external villains like hurricanes and regulatory demands, focusing on structural safety to protect your community

When is the deadline for the initial SIRS?

The deadline is December 31, 2025, as extended by HB 913. With Gainesville's unpredictable weather adding urgency, don't wait—acting now avoids last-minute chaos and keeps you ahead of insurance bombshells.

How often should reserve studies be updated?

We recommend updating your reserve study every three to five years, or sooner if big changes hit—like a major storm in Gainesville or shifts in your property's needs. Regular updates keep your financial plan rock-solid, preventing internal worries about underfunded reserves or resident complaints. Still have questions? You're not alone in this—FPAT is here to guide you. Contact us today for a free consultation and let's tailor a plan for your Gainesville property. Or download our free guide, Understanding Florida’s Reserve Study Requirements, to start feeling in control. FPAT: Guiding Gainesville's Condo Heroes to Compliance and Peace of Mind.
Orlando structural integrity reserve study on community pool

What Happens If You Don't Act? The High Stakes in Gainesville

Ignoring this could lead to disaster:

  • Insurance denies coverage, leaving you exposed to penalties or massive premiums.
  • Underfunded reserves mean surprise assessments for things like storm-damaged roofs, sparking resident backlash.
  • Non-compliance with Florida’s SIRS brings legal troubles, audits, or even shutdowns.
  • Endless stress damages your reputation as the community’s reliable leader.

Learn how to avoid these pitfalls in our blog: The Dangers of Delaying a Reserve Study in Gainesville.

What Our Clients Say

“FPAT’s expertise in handling reserve studies for Tallahassee’s unique climate was exceptional. Their detailed report helped our board plan confidently for the future, considering the local weather challenges.”

John H., Treasurer, Capital City Condos, Tallahassee
 
“FPAT provided a thorough reserve study that accounted for Tallahassee’s building codes and regulations. Their professionalism and local knowledge are unmatched.”

– Sarah S., President, University Heights HOA, Tallahassee

Secure Your Association’s Future with FPAT

Ready to ensure your Tallahassee association’s financial stability and compliance? Contact FPAT today to schedule your reserve study. Learn more about:

    Hear From some of Our Gainesville Clients

    Expert services tailored to Gainesville Florida’s unique property regulations helping you stay compliant, protected, and prepared.

      Get Your Free Reserve Study Checklist

      Our checklist covers everything you need to know, including:
      florida reserve study experts
      Reserve study training Florida
      Rectangle 51

      Success with FPAT in Gainesville

      Picture the win: A flawless reserve study that quiets your insurer and ensures full compliance with Florida’s rules. Your financial plan is storm-ready, covering maintenance and long-term needs without surprises. You gain peace of mind, knowing you’ve protected your community, and residents respect you as the leader who made it happen.

      Explore best practices from the Community Associations Institute (CAI).

      Get In-Control: Your Transformation with FPAT

      Go from a stressed-out drowning in insurance demands and Florida’s regulatory swamp to a calm, confident leader with compliance locked in, your property safeguarded, and your community grateful—all thanks to FPAT.

      Schedule Your Gainesville Reserve Study Today – Contact Us Now and Get Ahead.

      For inspiring stories, check our blog: How FPAT Transformed a Gainesville Condo Board’s Reserve Challenges.

      FPAT: Guiding Florida’s Condo Heroes to Success, One Reserve Study at a Time.

      Reserve study services Tampa Florida

      We're Available To Have A Conversation

      Thank you for considering FPAT for your Tallahassee property inspection needs. We’re looking forward to hearing from you. Please use the links below to get in touch.
      FPAT team inspecting condo for HB 913 compliance

      We're Available To Have A Conversation

      Thank you for considering our company for your property inspection needs. We’re looking forward to hearing from you and about your inspection needs. Please use below links to get in touch with us.