Secure Your Condo's Future with Experts Reserve Studies in Jacksonville
FPAT: Expert Reserve Studies for Jacksonville Associations
FPAT was outstanding putting together our Reserve Study. Devin was great and very knowledge on how to conduct the study. We are very pleased with the report.
Response from the owner 18:54 17 Oct 25
Thank you for your review! We're delighted that FPAT provided an exceptional reserve study tailored to your requirements. Devin is grateful for the recognition of his deep knowledge in performing the reserve study—comments like yours inspire us to uphold top-tier quality in all our reports. We truly value your confidence in us and are eager to support any upcoming reserve study revisions or additional needs. Feel free to get in touch anytime!1.3s 
FPAT delivered a comprehensive traditional reserve fund and SIRS studies that were clear to understand and easy to follow with relevant maintenance projects. Both reports were done on time with minimal revisions that were promptly completed.
Response from the owner 17:48 15 Oct 25
We’re thrilled to hear about your positive experience with FPAT’s traditional reserve fund and Structural Integrity Reserve Study (SIRS) services! Our team is dedicated to delivering clear, comprehensive, and easy-to-follow reports tailored to meet the unique needs of Florida condo and HOA boards. We understand the stress of navigating insurance requirements and Florida’s strict regulations, so we’re proud to have provided you with timely reports and prompt revisions to ensure your peace of mind.At FPAT, we specialize in helping property managers and board members like you stay compliant and prepared for Florida’s challenges, from hurricanes to SIRS mandates. Your feedback highlights our commitment to excellence and reinforces why we’re Florida’s trusted experts in condo reserve studies.Ready to take the stress out of your next reserve study? Contact FPAT today for a tailored proposal or download our free guide, Understanding Florida’s Reserve Study Requirements, to stay ahead of compliance demands. 
I have used FPAT for both reserve studies and insurance appraisals. Their staff is professional, responsive and knowledgeable. The reports they produce are comprehensive and easy to understand.
Response from the owner 17:50 15 Oct 25
We’re delighted to hear about your great experience with FPAT’s reserve studies and insurance appraisals! At FPAT, our professional and knowledgeable team is committed to delivering comprehensive, easy-to-understand reports that help Florida condo and HOA board members like you navigate complex requirements with confidence. We know how overwhelming insurance demands and Florida’s regulations can feel, and we’re here to make the process seamless and stress-free.Your trust in us for both reserve studies and insurance appraisals means the world. As Florida’s trusted experts, we’re dedicated to providing responsive service and tailored solutions to keep your community compliant and prepared for any challenge, from hurricanes to SIRS mandates. 
I can not speak highly enough of Maddy! Working in the insurance industry - she is my GO TO with inspections. Super fast, kind, friendly, efficient .. I could go on and on! Whenever I am in need of an commercial wind mitigation inspection I reach out and she replies with the info I need quicker than I can even send the email. 10 Stars if I could!
Response from the owner 17:35 05 Sep 25
Thank you for the glowing review! We’re thrilled to hear about your fantastic experience with Maddy for your commercial wind mitigation inspection needs. At FPAT, we pride ourselves on delivering fast, friendly, and efficient service, and it’s wonderful to know Maddy exemplifies this as your go-to expert in the Reserve Study and insurance industry.Her quick response times and dedication to providing top-notch inspection services are what make FPAT Florida’s trusted choice for condo and HOA reserve studies, including wind mitigation inspections that meet Florida’s strict regulations. We’re here to ensure your property is compliant, safe, and ready for any challenge—without the stress.We truly appreciate your kind words and 10-star enthusiasm! For anyone reading this, contact FPAT today for your commercial wind mitigation inspection or reserve study needs, and experience the same reliable, professional service. 
FPAT delivered on there commitments to get our HOA renewal insurance appraisal. They were professional and knowledgeable and kind and got it done early. Maddy was extremely helpful explaining what needed to be done and was so smart and nice, even re-explaining things as needed. Excellent communication and customer service.
Response from the owner 16:45 03 Sep 25
Thank you for your wonderful review! We’re thrilled to hear that Fpat.com exceeded your expectations with our professional and timely HOA Reserve Study and insurance appraisal services in Tampa. Our team, especially Maddy, takes pride in delivering clear, knowledgeable guidance to ensure your HOA meets all requirements, including Hb-913 compliance. At Fpat.com, we strive to be the top Reserve Study Company for HOAs and condos, offering expert Condo Reserve Study and SIRS assessments with excellent communication. Your kind words about our customer service mean the world! For anyone seeking a Reserve Study Near Me in Tampa, we’re here to help—contact us today or check our photo “sirs-tampa-florida-structural-inspection.jpg” to see our work in action. Thanks again for choosing Fpat.com! 
Eric Dixon has been a pleasure to deal with as part of our Association's reserve study. Patient, communicative, and helpful.
Response from the owner 16:46 03 Sep 25
Thank you for your fantastic review! We’re delighted to hear that Eric Dixon provided exceptional service during your Association’s Hoa Reserve Study in Orlando. At Fpat.com, our Reserve Study Company is committed to delivering patient, communicative, and helpful support, ensuring your HOA meets Hb-913 and SIRS requirements with ease. Whether you need a Condo Reserve Study or a comprehensive Reserve Study Near Me, our team is here to guide you. Check out our photo “reserve-study-company-orlando-professional-services.jpg” to see our process in action! Your kind words inspire us—contact Fpat.com for expert reserve study services in Orlando or beyond. Thanks for choosing us! 
I have been working with FPAT for over a decade. They are very timely and responsive to email. The insurance carries know the integrity this company holds, I have heard them say it. It's when an underwriter see's Felton's name, they don't question the document at all. That is how much trust they have in Felton Professionals.
Response from the owner 17:36 05 Sep 25
We’re deeply honored by your decade-long partnership and heartfelt review! At FPAT, we strive to deliver timely, responsive, and trustworthy service, and it’s incredibly rewarding to hear that our integrity shines through in the eyes of insurance carriers and underwriters. Knowing that Felton Professionals’ name carries such weight in the industry—especially for condo and HOA reserve studies, including Structural Integrity Reserve Studies (SIRS)—fuels our commitment to excellence. 
Madeline is AMAZING . thank you for all you do
Response from the owner 17:37 05 Sep 25
We’re thrilled to hear your enthusiasm for Madeline’s amazing work! At FPAT, we’re passionate about delivering exceptional service, and Madeline’s dedication to helping Florida condo boards and property managers with reserve studies and commercial wind mitigation inspections truly shines. Thank you for recognizing her efforts to keep your community compliant, safe, and stress-free amidst Florida’s tough regulations and insurance demands. 
Always a pleasure working with FPAT! The entire team is prompt, efficient and very knowledgeable. I will be continuing using their services for years to come!
Response from the owner 18:47 12 Sep 25
Thank you for your glowing review! We're thrilled to hear that our prompt, efficient, and knowledgeable team at FPAT has made your experience a pleasure. As Florida’s trusted experts in condo reserve studies, we’re committed to delivering top-notch service to keep your community compliant and prepared for anything—hurricanes, SIRS regulations, or insurance demands. We look forward to partnering with you for years to come! For anyone needing a reliable reserve study, contact FPAT today to ensure your property’s financial security and peace of mind. 
FPAT is great! They provide excellent service and are extremely proficient in doing the wind mitigation inspections. I highly recommend!
Response from the owner 18:47 12 Sep 25
We’re delighted to hear that FPAT’s excellent service and expertise in wind mitigation inspections have earned your high recommendation. As Florida’s go-to experts for condo reserve studies and inspections, we’re dedicated to helping board members and property managers like you stay compliant and prepared for Florida’s storms and strict regulations. Ready to secure your property’s future? Contact FPAT today for a tailored wind mitigation or reserve study solution that brings peace of mind! 
Maddy at FPAT is always quick to respond and pleasant to work with. The other representatives I've interacted with have also been nice to work with.
I worked with Josh for an inspection today. He was professional and communicative, confirming our appointment time and contact numbers in the days prior. This was efficient, convenient and effective for my schedule.
Expert Reserve Studies for Jacksonville Associations
If you’re searching for a reliable reserve study company in Jacksonville, FPAT is your trusted partner. Reserve studies are critical for condominium and homeowners’ association (HOA) financial planning, helping communities budget for future repair and replacement costs for common elements like roofs, elevators, and pools. In Jacksonville, where coastal conditions, flooding risks, and aging infrastructure pose unique challenges, a professional reserve study ensures long-term stability and compliance with Florida regulations, especially post-2021 Surfside tragedy. A reserve study combines a physical analysis of property conditions with a financial plan to fund future expenses, helping associations avoid special assessments or loans. For Jacksonville’s condos and HOAs, FPAT’s local expertise makes all the difference.
Our Simple 3-Step Plan
01
Initial consultation
Receive a tailored quote in 24 hours.
02
Schedule Your On-Site Inspection
Meet with FPAT Expert to assess your property needs
03
Implement with Confidence
Team up with us to secure your community.
Understanding SIRS and HB 913
Structural Integrity Reserve Studies (SIRS) are mandatory in Florida for condominium buildings three stories or higher, focusing on critical structural elements to ensure safety. House Bill 913, effective July 1, 2025, extends the initial SIRS deadline to December 31, 2025, and allows associations to pause reserve contributions under specific conditions. FPAT provides expert guidance to help Jacksonville associations comply with these regulations while managing costs effectively.
Why Choose FPAT for Your Jacksonville Reserve Study Needs
FPAT is the leading reserve study company in Jacksonville, offering:
- Local Insight: We understand the unique challenges facing Jacksonville properties, from coastal flooding and sea level rise to complex stormwater concerns.
- Qualified Experts: Our team includes certified reserve specialists and licensed engineers with deep experience serving Jacksonville communities.
- Full-Service Planning: From initial reserve studies to ongoing updates, we provide end-to-end support tailored to your property’s needs.
- Client-Centric Approach: We work closely with your HOA or condo board to create practical, customized reserve plans.
- Proven Track Record: Trusted by numerous Jacksonville associations for our reliability and accuracy.
Frequently Asked Questions
What is a reserve study?
A reserve study is a financial planning tool that helps condominium associations budget for future repairs and replacements of common elements.
Who needs a SIRS?
Condominium associations in Florida with buildings three stories or higher are required to conduct SIRS.
When is the deadline for the initial SIRS?
The deadline is December 31, 2025, as per HB 913.
How often should reserve studies be updated in Jacksonville?
In Jacksonville, it's recommended to update reserve studies every three to five years, or sooner if there are major changes to the property or its components.
Ready to Get Started?
Protect your Jacksonville condo or HOA with a tailored reserve study from FPAT. With HB 913’s extended SIRS deadline to December 31, 2025, and flexible funding options, now is the time to ensure compliance and financial stability. Contact us to schedule your consultation and secure your property’s future.
What Our Clients Say
“FPAT’s expertise in handling reserve studies for Jacksonville’s flood-prone areas was invaluable. Their detailed assessment helped us plan for potential water damage and ensure our building’s resilience.”
David Thompson, Treasurer, Riverside Condominiums, Jacksonville
Secure Your Association’s Future with FPAT
Ready to ensure your Jacksonville association’s financial stability and compliance?
Contact FPAT today to schedule your reserve study. Learn more about reserve studies in our detailed blog post.- SIRS requirements
- Reserve study updates
- Insurance tips
- And more
Hear From some of Our Jacksonville Clients
Expert services tailored to Orlando Florida’s unique property regulations helping you stay compliant, protected, and prepared.
Get Your Free Reserve Study Checklist
Our checklist covers everything you need to know, including:
- Understanding reserve studies
- Florida-specific requirements
- SIRS compliance tips
- And more
Getting A Proposal, How Does It Work?
All proposals are provided at no charge and can be requested from your computer, tablet or phone by completing one of our simple online forms. Once the information is received we will utilize aerial imaging software to assess your property and provide an accurate proposal. In most cases a formal proposal will be prepared and emailed to you within 24 hours. Simply click the link below, it only take 5 minutes!
Serving The Entire State Of Florida
FPAT serves Florida’s diverse property landscape, with expertise in:
- Tampa: Tailored solutions for Hillsborough County’s condos and HOAs.
- Miami: Addressing coastal risks and high-rise needs.
- Orlando: Supporting Central Florida’s growing communities. Our local insights ensure your reserve study fits your area’s unique risks and regulations.
We're Available To Have A Conversation
Thank you for considering our company for your property inspection needs. We’re looking forward to hearing from you and about your inspection needs. Please use below links to get in touch with us.
We're Available To Have A Conversation
Thank you for considering our company for your property inspection needs. We’re looking forward to hearing from you and about your inspection needs. Please use below links to get in touch with us.
