Secure Your Condo's Future with Expert Experts Reserve Studies
FPAT provides comprehensive reserve study services to ensure your condominium association’s financial stability and compliance with Florida’s latest regulations.
FPAT: Expert Reserve Studies for Clearwater and St. Petersburg Associations
If you’re searching for a reliable reserve study company in Clearwater or St. Petersburg, look no further than FPAT. Reserve studies are essential for condominium and homeowners’ association (HOA) financial planning, helping communities anticipate future repair and replacement costs for common elements like roofs, elevators, and pools. In Florida, especially after the 2021 Surfside tragedy, the focus on safety and financial stability has intensified, making expert reserve studies critical.
A reserve study includes a physical analysis of property conditions and a financial plan to fund future expenses, ensuring associations avoid special assessments or loans. For associations in Clearwater and St. Petersburg, where many buildings are older and face coastal challenges, partnering with a local expert like FPAT can make all the difference.
A reserve study includes a physical analysis of property conditions and a financial plan to fund future expenses, ensuring associations avoid special assessments or loans. For associations in Clearwater and St. Petersburg, where many buildings are older and face coastal challenges, partnering with a local expert like FPAT can make all the difference.
Our Simple 3-Step Plan
01
Initial consultation
Receive a tailored quote in 24 hours.
02
Schedule Your On-Site Inspection
Meet with FPAT Expert to assess your property needs
03
Implement with Confidence
Team up with us to secure your community.
Understanding SIRS and HB 913
Structural Integrity Reserve Studies (SIRS) are now mandatory in Florida for condominium buildings three stories or higher, focusing on critical structural elements to ensure safety. House Bill 913, effective July 1, 2025, introduces key changes, including extending the initial SIRS deadline to December 31, 2025, and allowing associations to pause reserve contributions under certain conditions, as outlined in this summary. At FPAT, we provide expert guidance to help your association comply with these regulations while managing costs effectively.
Why Choose FPAT for Your Reserve Study Needs
FPAT is the leading reserve study company in Clearwater and St. Petersburg, offering:
- Local Expertise: Deep understanding of the unique challenges faced by coastal properties in the Tampa Bay area.
- Certified Professionals: Our team includes certified reserve specialists and licensed building contractors with extensive experience.
- Comprehensive Services: From initial assessment to ongoing support, we cover all aspects of reserve planning.
- Client-Centric Approach: We work closely with your board to ensure our solutions are tailored to your needs. Proven Track Record: Trusted by numerous associations in Clearwater and St. Petersburg for our reliability and accuracy.
Frequently Asked Questions
What is a reserve study?
A reserve study is a financial planning tool that helps condominium associations budget for future repairs and replacements of common elements.
Who needs a SIRS?
Condominium associations in Florida with buildings three stories or higher are required to conduct SIRS.
When is the deadline for the initial SIRS?
The deadline is December 31, 2025, as per HB 913.
How often should reserve studies be updated?
It’s recommended to update reserve studies every three to five years or when significant changes occur.
Ready to Get Started?
Protect your Clearwater or St. Petersburg condo or HOA with a tailored reserve study from FPAT. With HB 913’sextended SIRS deadline to December 31, 2025, and flexible funding options, now is the time to ensure compliance and financial stability. Contact us to schedule your consultation and secure your property’s future.
What Our Clients Say
“FPAT’s expertise in handling reserve studies for coastal properties in Clearwater was invaluable. Their attention to detail and understanding of local conditions set them apart.” – Jane Smith, Treasurer, Bayview Condos, St. Petersburg”
Secure Your Association’s Future with FPAT
Ready to ensure your association’s financial stability and compliance? Contact FPAT today to schedule your reserve study. Learn more about reserve studies in our detailed blog post.
- SIRS requirements
- Reserve study updates
- Insurance tips
- And more
Hear From Our Clients
Expert services tailored to Orlando Florida’s unique property regulations helping you stay compliant, protected, and prepared.
Get Your Free Reserve Study Checklist
Our checklist covers everything you need to know, including:
- Understanding reserve studies
- Florida-specific requirements
- SIRS compliance tips
- And more
Getting A Proposal, How Does It Work?
All proposals are provided at no charge and can be requested from your computer, tablet or phone by completing one of our simple online forms. Once the information is received we will utilize aerial imaging software to assess your property and provide an accurate proposal. In most cases a formal proposal will be prepared and emailed to you within 24 hours. Simply click the link below, it only take 5 minutes!
Serving The Entire State Of Florida
FPAT serves Florida’s diverse property landscape, with expertise in:
- Tampa: Tailored solutions for Hillsborough County’s condos and HOAs.
- Miami: Addressing coastal risks and high-rise needs.
- Orlando: Supporting Central Florida’s growing communities. Our local insights ensure your reserve study fits your area’s unique risks and regulations.
We're Available To Have A Conversation
Thank you for considering our company for your property inspection needs. We’re looking forward to hearing from you and about your inspection needs. Please use below links to get in touch with us.
We're Available To Have A Conversation
Thank you for considering our company for your property inspection needs. We’re looking forward to hearing from you and about your inspection needs. Please use below links to get in touch with us.
