Reserve Study Services in Tampa, FL
Expert Solutions

Comprehensive Planning for Condos and HOAs

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5.0
Based on 25 reviews
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Josh Collens profile pictureJosh Collens
16:49 17 Oct 25
FPAT was outstanding putting together our Reserve Study. Devin was great and very knowledge on how to conduct the study. We are very pleased with the report.
Response from the owner 18:54 17 Oct 25
Thank you for your review! We're delighted that FPAT provided an exceptional reserve study tailored to your requirements. Devin is grateful for the recognition of his deep knowledge in performing the reserve study—comments like yours inspire us to uphold top-tier quality in all our reports. We truly value your confidence in us and are eager to support any upcoming reserve study revisions or additional needs. Feel free to get in touch anytime!1.3s
Woody Kazimierski profile pictureWoody Kazimierski
19:41 13 Oct 25
FPAT delivered a comprehensive traditional reserve fund and SIRS studies that were clear to understand and easy to follow with relevant maintenance projects. Both reports were done on time with minimal revisions that were promptly completed.
Response from the owner 17:48 15 Oct 25
We’re thrilled to hear about your positive experience with FPAT’s traditional reserve fund and Structural Integrity Reserve Study (SIRS) services! Our team is dedicated to delivering clear, comprehensive, and easy-to-follow reports tailored to meet the unique needs of Florida condo and HOA boards. We understand the stress of navigating insurance requirements and Florida’s strict regulations, so we’re proud to have provided you with timely reports and prompt revisions to ensure your peace of mind.At FPAT, we specialize in helping property managers and board members like you stay compliant and prepared for Florida’s challenges, from hurricanes to SIRS mandates. Your feedback highlights our commitment to excellence and reinforces why we’re Florida’s trusted experts in condo reserve studies.Ready to take the stress out of your next reserve study? Contact FPAT today for a tailored proposal or download our free guide, Understanding Florida’s Reserve Study Requirements, to stay ahead of compliance demands.
Kerry Wells profile pictureKerry Wells
18:10 13 Oct 25
I have used FPAT for both reserve studies and insurance appraisals. Their staff is professional, responsive and knowledgeable. The reports they produce are comprehensive and easy to understand.
Response from the owner 17:50 15 Oct 25
We’re delighted to hear about your great experience with FPAT’s reserve studies and insurance appraisals! At FPAT, our professional and knowledgeable team is committed to delivering comprehensive, easy-to-understand reports that help Florida condo and HOA board members like you navigate complex requirements with confidence. We know how overwhelming insurance demands and Florida’s regulations can feel, and we’re here to make the process seamless and stress-free.Your trust in us for both reserve studies and insurance appraisals means the world. As Florida’s trusted experts, we’re dedicated to providing responsive service and tailored solutions to keep your community compliant and prepared for any challenge, from hurricanes to SIRS mandates.
Kristen Pileggi profile pictureKristen Pileggi
19:15 03 Sep 25
I can not speak highly enough of Maddy! Working in the insurance industry - she is my GO TO with inspections. Super fast, kind, friendly, efficient .. I could go on and on! Whenever I am in need of an commercial wind mitigation inspection I reach out and she replies with the info I need quicker than I can even send the email. 10 Stars if I could!
Response from the owner 17:35 05 Sep 25
Thank you for the glowing review! We’re thrilled to hear about your fantastic experience with Maddy for your commercial wind mitigation inspection needs. At FPAT, we pride ourselves on delivering fast, friendly, and efficient service, and it’s wonderful to know Maddy exemplifies this as your go-to expert in the Reserve Study and insurance industry.Her quick response times and dedication to providing top-notch inspection services are what make FPAT Florida’s trusted choice for condo and HOA reserve studies, including wind mitigation inspections that meet Florida’s strict regulations. We’re here to ensure your property is compliant, safe, and ready for any challenge—without the stress.We truly appreciate your kind words and 10-star enthusiasm! For anyone reading this, contact FPAT today for your commercial wind mitigation inspection or reserve study needs, and experience the same reliable, professional service.
Lisa Cook profile pictureLisa Cook
14:06 16 Apr 25
FPAT delivered on there commitments to get our HOA renewal insurance appraisal. They were professional and knowledgeable and kind and got it done early. Maddy was extremely helpful explaining what needed to be done and was so smart and nice, even re-explaining things as needed. Excellent communication and customer service.
Response from the owner 16:45 03 Sep 25
Thank you for your wonderful review! We’re thrilled to hear that Fpat.com exceeded your expectations with our professional and timely HOA Reserve Study and insurance appraisal services in Tampa. Our team, especially Maddy, takes pride in delivering clear, knowledgeable guidance to ensure your HOA meets all requirements, including Hb-913 compliance. At Fpat.com, we strive to be the top Reserve Study Company for HOAs and condos, offering expert Condo Reserve Study and SIRS assessments with excellent communication. Your kind words about our customer service mean the world! For anyone seeking a Reserve Study Near Me in Tampa, we’re here to help—contact us today or check our photo “sirs-tampa-florida-structural-inspection.jpg” to see our work in action. Thanks again for choosing Fpat.com!
Tim Copp profile pictureTim Copp
01:40 14 Apr 25
Eric Dixon has been a pleasure to deal with as part of our Association's reserve study. Patient, communicative, and helpful.
Response from the owner 16:46 03 Sep 25
Thank you for your fantastic review! We’re delighted to hear that Eric Dixon provided exceptional service during your Association’s Hoa Reserve Study in Orlando. At Fpat.com, our Reserve Study Company is committed to delivering patient, communicative, and helpful support, ensuring your HOA meets Hb-913 and SIRS requirements with ease. Whether you need a Condo Reserve Study or a comprehensive Reserve Study Near Me, our team is here to guide you. Check out our photo “reserve-study-company-orlando-professional-services.jpg” to see our process in action! Your kind words inspire us—contact Fpat.com for expert reserve study services in Orlando or beyond. Thanks for choosing us!
Cindy Patrick profile pictureCindy Patrick
20:26 17 Feb 25
I have been working with FPAT for over a decade. They are very timely and responsive to email. The insurance carries know the integrity this company holds, I have heard them say it. It's when an underwriter see's Felton's name, they don't question the document at all. That is how much trust they have in Felton Professionals.
Response from the owner 17:36 05 Sep 25
We’re deeply honored by your decade-long partnership and heartfelt review! At FPAT, we strive to deliver timely, responsive, and trustworthy service, and it’s incredibly rewarding to hear that our integrity shines through in the eyes of insurance carriers and underwriters. Knowing that Felton Professionals’ name carries such weight in the industry—especially for condo and HOA reserve studies, including Structural Integrity Reserve Studies (SIRS)—fuels our commitment to excellence.
Wendy profile pictureWendy
18:16 11 Feb 25
Madeline is AMAZING . thank you for all you do
Response from the owner 17:37 05 Sep 25
We’re thrilled to hear your enthusiasm for Madeline’s amazing work! At FPAT, we’re passionate about delivering exceptional service, and Madeline’s dedication to helping Florida condo boards and property managers with reserve studies and commercial wind mitigation inspections truly shines. Thank you for recognizing her efforts to keep your community compliant, safe, and stress-free amidst Florida’s tough regulations and insurance demands.
Lora profile pictureLora
17:57 07 Feb 25
Always a pleasure working with FPAT! The entire team is prompt, efficient and very knowledgeable. I will be continuing using their services for years to come!
Response from the owner 18:47 12 Sep 25
Thank you for your glowing review! We're thrilled to hear that our prompt, efficient, and knowledgeable team at FPAT has made your experience a pleasure. As Florida’s trusted experts in condo reserve studies, we’re committed to delivering top-notch service to keep your community compliant and prepared for anything—hurricanes, SIRS regulations, or insurance demands. We look forward to partnering with you for years to come! For anyone needing a reliable reserve study, contact FPAT today to ensure your property’s financial security and peace of mind.
Anastasia Coombs profile pictureAnastasia Coombs
16:00 05 Feb 25
Jacqueline D-W profile pictureJacqueline D-W
15:57 31 Jan 25
FPAT is great! They provide excellent service and are extremely proficient in doing the wind mitigation inspections. I highly recommend!
Response from the owner 18:47 12 Sep 25
We’re delighted to hear that FPAT’s excellent service and expertise in wind mitigation inspections have earned your high recommendation. As Florida’s go-to experts for condo reserve studies and inspections, we’re dedicated to helping board members and property managers like you stay compliant and prepared for Florida’s storms and strict regulations. Ready to secure your property’s future? Contact FPAT today for a tailored wind mitigation or reserve study solution that brings peace of mind!
Jennifer Welton profile pictureJennifer Welton
01:26 30 Jan 25
Maddy at FPAT is always quick to respond and pleasant to work with. The other representatives I've interacted with have also been nice to work with.
Chuck Connell profile pictureChuck Connell
21:26 29 Jan 25
I worked with Josh for an inspection today. He was professional and communicative, confirming our appointment time and contact numbers in the days prior. This was efficient, convenient and effective for my schedule.
FPAT team conducting HB 913 compliance inspection in Florida condo
HB 913 Florida reserve study report by FPAT
Safety Harbor condo for HB 913 compliance

Why Reserve Studies Matter in Tampa, FL

Tampa, Florida, is a vibrant coastal city known for its thriving condo and HOA communities, from downtown high-rises to waterfront neighborhoods like Bayshore. However, Tampa’s proximity to the Gulf of Mexico brings unique challenges, including hurricane risks, flooding, and saltwater corrosion, which accelerate wear on buildings. Add to that the state’s Structural Integrity Reserve Study (SIRS) requirements post-Champlain Towers South, and it’s clear why reserve studies are critical for Tampa’s property owners. At FPAT, we provide expert reserve study services in Tampa, FL, helping condo boards and HOAs ensure financial stability, regulatory compliance, and long-term property value.
 
This page explores the importance of reserve studies in Tampa, how FPAT addresses local needs, and why our tailored solutions make us the trusted choice for Tampa’s condo and HOA communities.

Our Simple 3-Step Plan

01
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Get a Custom Proposal

Receive a tailored quote in 24 hours.

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Schedule Your On-Site Inspection

Meet with an FPAT Tampa Expert to assess your property needs

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Implement with Confidence

Team up with us to secure your community.

The Importance of Reserve Studies in Tampa

A reserve study is a financial planning tool that identifies the funds needed to maintain, repair, and replace major property components—such as roofs, HVAC systems, and structural elements—over time. In Tampa, reserve studies are especially critical due to:
  • Hurricane Risks: Tampa’s location makes it vulnerable to hurricanes, which can damage roofs, windows, and exteriors, requiring robust reserve funding.
  • SIRS Compliance: Florida law mandates SIRS for condos three stories or taller and 30 years or older (or 25 years if near the coast), with a deadline of December 31, 2024.
  • Coastal Corrosion: Saltwater exposure accelerates deterioration of concrete, rebar, and other structural components.
  • Rising Costs: Tampa’s growing real estate market increases repair and replacement costs, necessitating proactive funding.
report Reserve study report Florida

How FPAT Serves Tampa’s Condo and HOA Communities

FPAT is Tampa’s go-to expert for reserve studies, offering customized solutions that address the city’s unique challenges. Here’s why Tampa condo boards and HOAs trust us:
 
  1. Local Expertise: We understand Tampa’s coastal environment, building codes, and SIRS regulations.
  2. SIRS Compliance: Our reserve studies ensure your property meets Florida’s structural integrity requirements, avoiding penalties.
  3. Hurricane-Ready Plans: We factor in storm-related repair costs to protect your property’s financial health.
  4. Transparent Reports: Our detailed reports provide clear funding plans and actionable recommendations.
     
Case Study: A downtown Tampa condo association faced SIRS compliance challenges for its 35-year-old high-rise. FPAT conducted a reserve study, identified $1.8 million in structural repair needs, and created a 15-year funding plan that avoided special assessments. The board achieved compliance and strengthened owner trust.
Reserve study companies experts
SIRS reserve study Florida

FPAT’s Reserve Study Process for Tampa Properties

Our process is designed to deliver accurate, compliant, and actionable reserve studies for Tampa’s condos and HOAs:
 
  1. Consultation: We discuss your property’s needs, from SIRS compliance to hurricane preparedness.
  2. Site Inspection: Our experts assess components, focusing on Tampa-specific risks like coastal corrosion.
  3. Analysis: We calculate funding needs using industry-standard tools, factoring in local repair costs.
  4. Report Delivery: You receive a comprehensive report with a funding plan and SIRS compliance details.
  5. Support: We guide you through implementation and ongoing compliance.
Florida condo reserve study
Reserve study funding plan

Tampa-Specific Reserve Study Services

FPAT tailors reserve studies to Tampa’s diverse property types:
 
  • Condo Reserve Studies: Focused on high-rises and SIRS compliance. Learn more 
  • HOA Reserve Studies: Supporting Tampa’s planned communities with financial planning. 
  • SIRS Reserve Studies: Ensuring structural integrity for older Tampa condos. Learn more (#sirs-reserve-studies)

Frequently Asked Questions (FAQs)

1. Why do Tampa properties need reserve studies?

Tampa’s hurricane risks, coastal corrosion, and SIRS requirements make reserve studies essential for financial and regulatory compliance.

2. How does SIRS affect Tampa condos?

Condos three stories or taller and 25–30 years old must complete a SIRS by December 31, 2024, to fund structural repairs.

3. What is the cost of a reserve study in Tampa?

Costs depend on property size and complexity. Contact us (#contact-form) for a free quote.

4. Can FPAT help with Tampa’s milestone inspections?

Yes, we coordinate reserve studies with milestone inspections for seamless compliance.

Tampa-Specific Reserve Study Services

“With FPAT, you’ll have a compliant Florida condo reserve study, a solid financial plan, and confidence your property is safe.”
“Your community will appreciate your proactive leadership.”

Take the Next Step with FPAT in Tampa

Protect your Tampa condo or HOA from financial uncertainty and ensure SIRS compliance with FPAT’s expert reserve study services. Contact us today to start planning for your property’s future.

    Hear From Our Clients

    Expert services tailored to Florida’s unique property regulations helping you stay compliant, protected, and prepared.

      Get Your Free Reserve Study Checklist

      Our checklist covers everything you need to know, including:
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      Getting A Proposal, How Does It Work?

      ​All proposals are provided at no charge and can be requested from your computer, tablet or phone by completing one of our simple online forms.  Once the information is received we will utilize aerial imaging software to assess your property and provide an accurate proposal. In most cases a formal proposal will be prepared and emailed to you within 24 hours. Simply click the link below, it only take 5 minutes!

      Serving The Entire State Of Florida

      FPAT serves Florida’s diverse property landscape, with expertise in:

      We're Available To Have A Conversation

      Thank you for considering our company for your property inspection needs. We’re looking forward to hearing from you and about your inspection needs. Please use below links to get in touch with us.
      FPAT team inspecting condo for HB 913 compliance

      We're Available To Have A Conversation

      Thank you for considering our company for your property inspection needs. We’re looking forward to hearing from you and about your inspection needs. Please use below links to get in touch with us.