Tampa's Premier Experts in Structural Integrity Reserve Studies (SIRS)
Are you a condo board member or property manager in Tampa grappling with Florida's strict regulations? You're safeguarding your community amid urban hustle, salty bay breezes, and Gulf hurricane threats—while stressing over securing a compliant Structural Integrity Reserve Study (SIRS) without draining your time or resources.
The Real Problems You're Facing with Structural Integrity Reserve Studies in Florida
Let’s be honest—Florida’s condo laws are ramping up the pressure, and it’s hitting hard in Tampa.
- The External Headache: Your insurance provider just demanded: “Get a Structural Integrity Reserve Study, or face coverage loss.” For buildings three stories or taller, Florida’s SIRS law—sparked by the Surfside collapse—demands in-depth assessments of structural elements like foundations, roofs, and balconies. In Tampa, add the bay’s flood risks, hurricane seasons, and urban wear from areas like Ybor City to South Tampa, making it a high-stakes, intricate task. Non-compliance risks fines, shutdowns, or evacuations.
- The Internal Stress That’s Weighing You Down: You’re overwhelmed, right? Thinking, “Where do I start? What if I hire poorly and get a flawed report?” The worry of undetected issues leading to urgent repairs, resident unrest, or board blame is sapping your energy.
- The Deeper Frustration: This isn’t right. Why should you, as a dedicated leader in Tampa’s dynamic condo landscape, tackle Florida’s complex rules and finances alone? You deserve a partner who knows the local scene—from Hillsborough County’s codes to state SIRS evolutions—and simplifies it all.
Learn more about Florida’s condo laws–>
FPAT – Tampa's Local SIRS Specialists
We get it. We’ve helped countless Tampa condo boards and property managers navigate these exact issues—the insurance ultimatums, SIRS intricacies, and anxieties from Florida’s coastal hazards. Why trust FPAT? We’re not outsiders with cookie-cutter approaches. As Florida’s native experts in Structural Integrity Reserve Studies, we’ve completed hundreds of SIRS reports customized for Tampa’s environment. Our certified engineers and reserve specialists master state laws, including post-Surfside changes. From high-rises in South Tampa to communities in Ybor City, we’ve enabled properties to comply, save costs, and thrive. Our clients love how we’ve turned their Tampa success stories from overwhelm to empowerment.
Our Straightforward Plan
Connect with FPAT
Reach out via phone, email, or our simple form. Share your property details—age, Tampa location (like Ybor City or South Tampa), any issues—and we'll listen closely.
Obtain a Personalized Proposal
In 3-5 days, get a no-obligation outline covering scope, timeline, and costs, tailored to Florida's SIRS rules and Tampa's challenges like flood zones and hurricanes.
Acquire Your Thorough SIRS Report
Our team handles on-site inspections, analysis, and funding projections. You'll receive a detailed, easy-to-follow study that satisfies insurers, regulators, and your board—with tips to address Tampa's unique needs.
Act Today – Fortify Your Tampa Condo's Future
Don’t wait for the next hurricane or audit to strike. Contact FPAT now to schedule your Structural Integrity Reserve Study in Tampa and reclaim your peace of mind. Not ready yet? Start with our free resource—download the guide: “What is a Structural Integrity Reserve Study in Florida? A Tampa-Focused Breakdown” to gain confidence.
What Happens If You Delay? The Consequences Are Severe
Procrastinating on your SIRS is risky. Envision losing insurance, leaving your Tampa property exposed to flood or storm damage without backup. Or finding a structural issue late, causing emergency fixes and heavy special assessments that upset residents. Florida regulators might issue violations, leading to lawsuits, reputational harm, or board changes. The constant stress could turn your rewarding role into a burden.
Our Tampa-Specific Reserve Study Process
FPAT’s streamlined approach ensures compliance without the hassle:
- Initial Consultation: Contact us to discuss your Tampa property’s details—age, location (e.g., flood-prone areas near the Hillsborough River), and concerns. We’ll provide a free quote tailored to HB 913 requirements.
- On-Site Inspection: Our Tampa-based team conducts thorough assessments, using advanced tools to evaluate structural elements like foundations, plumbing, and fire safety, factoring in local risks.
- Detailed Reporting: Receive a comprehensive SIRS report with funding recommendations, compliant with the new DBPR official form. We include a baseline funding plan to prevent underfunding.
- Ongoing Support: Post-report guidance on implementing reserves, including conflict disclosures and annual updates.
For a deeper dive: What to Expect from a Reserve Study Inspection in Florida.
Traditional Reserve Study vs. SIRS: Key Differences
| Aspect | Traditional Reserve Study | Structural Integrity Reserve Study (SIRS) |
|---|---|---|
| Focus | General amenities (pools, roofs) | Critical structural components (foundations, load-bearing walls, electrical) |
| Frequency | Recommended every 3-5 years | Mandated every 10 years; initial by Dec 31, 2025 under HB 913 |
| Florida Law | Optional for most HOAs | Required for 3+ habitable story condos/co-ops per Statute 718.112 |
| Cost Threshold | Varies | $25,000+ components (with inflation adjustments post-2025) |
| Local Tampa Relevance | Basic maintenance | Addresses hurricane winds, flooding, and corrosion |
2025 HB 913 Compliance Guide for Tampa Condos
HB 913 brings relief and clarity:
- Extended SIRS deadline to December 31, 2025.
- Clarified “habitable stories” excluding garages/storage.
- Funding pauses allowed during repairs.
- Mandatory baseline plans and disclosures.
As a Tampa expert, I recommend starting now—many associations are already booking inspections to beat the rush. Read our blog: Understanding HB 913 and How FPAT Can Help.
FAQ: Structural Integrity Reserve Studies in Tampa
What is a Structural Integrity Reserve Study (SIRS)?
A Structural Integrity Reserve Study (SIRS) is a critical assessment required for Florida condominiums and co-ops with three or more habitable stories. It evaluates the funding needed for major repairs to essential structural components like roofs, foundations, and fire systems. In Tampa, where hurricanes and flooding are real threats, a SIRS ensures your property is prepared for long-term safety and compliance with Florida’s strict regulations.
Who Needs a SIRS in Tampa?
Residential condominiums and co-ops with three or more stories in Tampa must complete a SIRS. Exemptions apply to non-habitable or commercial buildings, but navigating these rules can be tricky. Per HB 913, it’s wise to consult with experts like FPAT to confirm your property’s requirements and avoid costly oversights.
What Happens If You Delay Compliance?
Delaying a SIRS in Tampa can lead to serious consequences: fines from the Department of Business and Professional Regulation (DBPR), insurance denials, or even evacuations. In a storm-prone area like Tampa, non-compliance could leave your property vulnerable to hurricanes, flooding, and unexpected repair costs, putting residents and your reputation at risk.
Key HB 913 Updates (Effective July 1, 2025)?
HB 913 brings critical updates for Florida condo boards: the SIRS deadline is extended to December 31, 2025, a $25,000 repair cost threshold is set, funding pauses are allowed under specific conditions, and official forms are now required. Partnering with FPAT ensures your reserve study aligns with these new rules.
Envision the Victory: A Resilient, Secure Tampa Condo Community
With FPAT, you’ll have a top-tier SIRS that meets all demands. Insurance is secure, reserves are primed for Tampa’s bay-area challenges, and you’re compliant with Florida’s laws. No more surprises—just smooth operations, grateful residents who admire your foresight, and the certainty of a storm-ready building. You’ll be the leader who delivered Tampa success stories, earning respect and enjoying your position.
Tampa Imagine the Peace of Mind
“With FPAT, you’ll get a compliant reserve study for your Tampa, FL condo, a strong financial plan, and the peace of mind that your property is secure.”
Ready to Secure Your Tampa Property?
Don’t risk non-compliance or costly repairs.
- 2025 SIRS requirements
- Reserve study updates
- Insurance tips
Tampa Success Stories
Expert services tailored to Florida’s unique property regulations helping you stay compliant, protected, and prepared.
Serving Tampa’s Unique Needs
Ybor City to South Tampa, we know your market.
Commercial Services
- Tampa Insurance Appraisal and/or Wind Mitigation
- Roof Condition Assessment
- Reserve Study
Residential Services
- Wind Mitigation
- Roof Condition Assessment
Report Updates
- Request Update of Existing Report
Experts here to have a Conversation
Thank you for considering our company for your property inspection needs. We look forward to connecting with you and learning more about how we can assist. Please use the links below to get in touch with us.
We're Available To Have A Conversation
