Fannie Mae’s Highest Goal Is Already Live: What Florida Condo Boards Must Fix Before the Jan 2027 15% Rule
Florida boards keep asking one question: “Are we SIRS compliant?” That question matters. It is not the only question that decides whether a unit can close with a conventional loan. For associations that still need to sell units into the GSE market, two rulebooks now run in parallel: Florida’s Structural Integrity Reserve Study (SIRS) and […]
Florida’s Official 2026 SIRS Threshold Is $25,675: A Board Checklist for “Other” Items
If your board packet still says the Florida condo reserve threshold is a round $25,000, you are budgeting off last year’s number—or off an FAQ that never got updated. The Division of Florida Condominiums, Timeshares, and Mobile Homes posts the official inflation-adjusted figure each year. For 2026, that figure is $25,675. For 2025 it was […]