SIRS-Exempt Doesn’t Mean Reserve-Exempt: A 2026 Reserve Playbook for Florida’s 1–2 Story Condos
If your condominium is only one or two stories, you’ve probably heard some version of this: “We’re exempt from SIRS, so reserves aren’t a big deal anymore.” That sentence is half true—and it’s how low-rise associations walk into special assessments, failed sales, and fiduciary headaches. Under Florida law, buildings under three habitable stories are generally […]
Florida SIRS December 2026 Deadline: What Condo Boards Still Need to Know
If your Florida condo board is still sorting Structural Integrity Reserve Study timing, the phrase that matters now is the Florida SIRS December 2026 deadline. Florida Statute § 718.112(2)(g) already set a general initial completion date of December 31, 2025 for qualifying unit-owner-controlled associations that existed on or before July 1, 2022. For associations still […]