The Complete Guide to Florida Reserve Study Requirements for Condos and HOAs in 2025

Oceanfront high-rise condo building in Daytona Beach, Florida, showcasing beachfront architecture relevant to Structural Integrity Reserve Studies (SIRS) and condo association planning

 You’re a dedicated board member of a vibrant Miami condo association, pouring your energy into keeping your community thriving—planning events, resolving resident concerns, and ensuring everything runs like clockwork. But then, an email from your insurance company lands like a thunderbolt: “Submit a current reserve study, or your coverage is at risk.” Suddenly, you’re staring […]