How Often Should a Florida HOA Get a Reserve Study? A 2026 Guide
As a reserve study expert with over 20 years focused exclusively on Florida community associations at Felten Property Assessment Team (FPAT), I’ve watched too many HOAs get blindsided. Picture this: A St. Petersburg HOA gets hit by Hurricane Milton’s storm surge in 2024, then discovers their aging seawall needs $150,000 in immediate repairs. Special assessments […]